AU Altura Credit Card

Apply for AU Altura Credit Card. Earn 2% cashback on groceries, utilities & departmental stores, 8 railway lounge visits/year & 1% fuel waiver. Best for daily spenders.

ANNUAL FEE

₹199

WAIVER: The first-year annual fee is waived if you complete ₹20,000 or more in retail spends within 90 days of card setup, and from the second year onwards, the annual fee is waived when you spend ₹80,000 or more on retail purchases in the previous card anniversary year, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

₹0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]2% Cashback on Groceries and Utilities on grocery stores, departmental stores, and utility bill payments, capped at ₹50 cashback per statement cycle
[+]2% Cashback on Groceries & Utilities on spends at grocery stores, departmental stores, and utility bill payments, capped at ₹50 per statement cycle
[+]1% Cashback on Other Retail Spends on all other eligible retail transactions, capped at ₹50 cashback per statement cycle
[+]Complimentary Railway Lounge Access with 2 free lounge visits per calendar quarter at select railway stations using your AU Altura Credit Card
[+]2% Cashback on all retail spends done at grocery stores, departmental stores, and utility bill payments with a maximum cashback of ₹50 per statement cycle

LIMITATIONS

[-]Rent Payment
[-]Fuel Spends
[-]Insurance Payments
[-]EMI Spends

SYSTEM WARNING

Exclusions apply for: Rent Payment, Fuel Spends, Insurance Payments, EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Education Spends, Government-related Transaction

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