Credit Matrix

[+] Get Unlimited Complimentary Domestic Airport Lounge access by spending ₹10,000 on the card in the preceding calendar month

[+] Get Zero Forex Markup on all international transactions

[+] Get Up To 5% Rewards on Amazon purchases with unlimited reward points and no capping across spends

[+] Get 1% Rewards on all Other Spends with Unlimited reward points and no capping across spends

[+] Get 4,000 Bonus Membership Rewards Points as a welcome gift credited post card issuance

[+] Earn 1 Membership Rewards Point for Every ₹50 Spent eligible purchases, including utilities (utility points capped at 10,000 per calendar month). No points are earned on insurance, cash transactions, and fuel payments

[+] Earn 1 Membership Rewards Point for Every ₹50 Spent redeemable for vouchers worth up to ₹14,000 (Taj) at 24,000 points via 18K and 24K Gold Collection

[+] Earn 1 Membership Rewards Point for Every ₹50 Spent redeemable for vouchers worth up to ₹14,000 (Taj) at 24,000 points via 18K and 24K Gold Collection

[+] Get 25% Off Stays at Taj, SeleQtions and Vivanta Hotels under the domestic lodging benefits

[+] Get 50% Off Suites at Oberoi Hotels and Resorts under the domestic lodging benefits

[+] Welcome Gift of 11,000 Bonus Membership Rewards Points on spending ₹30,000 within 90 days of Cardmembership and payment of the annual fee

[+] Monthly ₹1,000 Vouchers on Eligible Spends on spending ₹50,000 in a calendar month, redeemable across select brands like Tata CLiQ Luxury, BookMyShow, Shoppers Stop, BigBasket, PVR, and MakeMyTrip

[+] Earn 1 Membership Reward Point for Every ₹50 Spent with no expiry on points as long as the card is active and in good standing

[+] Get 10,000 bonus Membership Reward points on spending ₹15,000 within 90 days of card membership, redeemable on Platinum Travel Collection

[+] Earn 10X Membership Rewards on Zomato, Flipkart, Uber & More 10 points per ₹50 spent on Zomato, Ajio, Nykaa, BookMyShow, Uber and other 10X partners

[+] Earn 5X Membership Rewards on Amazon spends 5 points per ₹50 spent on all Amazon Transactions

[+] 2% Cashback on Groceries and Utilities on grocery stores, departmental stores, and utility bill payments, capped at ₹50 cashback per statement cycle

[+] 2% Cashback on Groceries & Utilities on spends at grocery stores, departmental stores, and utility bill payments, capped at ₹50 per statement cycle

[+] Earn 2 Reward Points Per ₹100 on all eligible online retail purchases

[+] Earn 1.5% Cashback On Offline Retail Spends capped at ₹100 per statement cycle

[+] Earn 500 Reward Points on making your first transaction within 30 days of card setup

[+] Get 1 Reward Points for every ₹100 Spent on utility and insurance spends at 1 point per ₹100, capped at 5,000 points per statement cycle

[+] Earn 5 Reward Points per ₹100 Spent on Dining at standalone restaurants capped at 5,000 points per statement cycle

[+] Earn 5 Reward Points per ₹100 Spent on Grocery at grocery and departmental stores

[+] Earn 2 Reward Points per ₹100 on Travel & International Spends valued at ₹1 each, giving an effective reward rate of 2% on these categories

[+] DiningEarn 2 Reward Points per ₹100 on Dining valued at ₹1 each, giving an effective reward rate of 2% on these categories

[+] 1.5% Cashback on all Other Eligible Spends

[+] 4% cashback on Swiggy, Zomato & Ola Valid on (app & website)Accelerated cashback is capped at ₹500 per statement (combined with 5% category)

[+] Get 25% Cashback on Airtel Recharge, DTH and Broadband payments made via the Airtel Thanks app, up to 2x of the cashback earned on other spends

[+] Get 10% Cashback on Gas, Electricity and other utility payments made via the Airtel Thanks app, up to 1x of the cashback earned on other spends and not applicable on utility payments made outside the Airtel Thanks app

[+] Earn 2,500 EDGE Miles as a Welcome Benefit on completing 1 transaction within 37 days of card issuance

[+] Earn 5 EDGE Miles for Every ₹100 spend on Axis Bank Travel EDGE, direct airline and direct hotel bookings up to ₹2 lakh per month, and 2 EDGE Miles per ₹100 thereafter

[+] Get a Decathlon OMNI Gift Card worth ₹750 as a welcome benefit redeemable at decathlon.in, the Decathlon app, or Decathlon stores within 60 days of card issuance

[+] Earn 5X EDGE Reward Points on Insurance Spends as a welcome benefit redeemable at decathlon.in, the Decathlon app, or Decathlon stores within 60 days of card issuance

[+] Superior Miles Conversion for Burgundy earn 4 partner miles for every 5 EDGE Reward Points, delivering higher value compared to regular Magnus

[+] Higher Annual Miles Transfer Limit allow transfer of up to 10 lakh EDGE Reward Points per calendar year across airline and hotel partners

[+] Earn Up To 7% Cashback On Online Spends tiered across monthly spend brackets, capped at ₹4,000 per statement month

[+] Enjoy 15% Instant Discount At Partner Restaurants Via EazyDiner capped at ₹500 per month, on minimum transaction of ₹2,500

[+] Shopping Get 7.5% Cashback on Myntra spends capped at ₹4,000 per statement quarter

[+] Get 5% Cashback on Flipkart spends capped at ₹4,000 per statement quarter

[+] 5000 EDGE Miles on First transaction will be credited on the first transaction of ₹1000 or more within 30 days of card issuance.

[+] 5 EDGE Miles for Travel & Airline Spends for every ₹100 spent on Axis Bank Travel Edge website and airline-related purchases.

[+] Get 15% Off on Dining up to ₹500 at partner restaurants under the Axis Bank Dining Delights program

[+] Earn 4% Value Back on Fuel Transactions at IOCL outlets by earning 20 EDGE REWARD points per ₹100 on settlement amounts of ₹400 to ₹4,000, up to ₹5,000 spends per calendar month

[+] Enjoy 30% off at 4,000+ Partner Restaurants across India via Axis Bank EazyDiner, capped at ₹1,000

[+] Get a Welcome Voucher Worth ₹12,500 choose from Luxe Gift Card, The Postcard Hotels Gift Voucher, or Yatra Gift Voucher on making first transaction within 30 days

[+] Get Movie Ticket Free on Your Second District Booking with Coupon AXIS200 capped at ₹200 per month and with no reward points on movie transactions

[+] Get ₹120 Off on Swiggy Orders With Coupon AXIS120 on minimum spends of ₹500, capped at ₹120 per order and redeemable up to 2 times a month per user ID

[+] Get 100% Cashback up to ₹300 on first utility bill payment within 30 days of card issuance

[+] Earn 1 EDGE Reward Point for Every ₹200 spent redeemable across 500+ rewards and offers via EDGE Rewards catalogue

[+] Earn 10 EDGE Reward Points on every ₹200 spent domestically and internationally

[+] Get 2 Complimentary Domestic Airport Lounge Visits per calendar quarter after spending ₹50,000 in the previous 3 months

[+] Earn 10 EDGE Reward Points for every ₹200 spent on domestic and international transactions, redeemable across 500+ rewards and offers

[+] Get 12,500 EDGE Reward Points worth ₹2,500 on payment of joining fee and completing first transaction within 30 days of card issuance

[+] 30% Off on Swiggy instant discount on Swiggy twice every month

[+] Earn 10X EDGE REWARD Points on spends at apparel and departmental storescapped at 1,008 bonus points (on ₹7,000 accelerated spends) per statement month, beyond which the base rate of 2 points per ₹125 applies

[+] Get 30,000 EDGE Reward Points on Activation upon completing 3 transactions within 30 days of card issuance

[+] Earn 10% Cashback on Samsung Purchases including EMI transactions, capped at ₹5,000 per month and ₹20,000 per year

[+] 10 EDGE Reward Points per ₹100 spent on dining spends via Zomato Dining

[+] Earn 10 EDGE Reward Points per ₹100 spent on BigBasket.

[+] 12 Complimentary International Lounge Access visits annually via Priority Pass

[+] Get 2 Complimentary Domestic Airport Lounge Every Quarter only on minimum eligible spend of ₹50,000 in the previous 3 calendar months

[+] Earn 2 First Citizen Points Per ₹200 on eligible spends outside Shoppers Stop

[+] Earn 20 First Citizen Points per ₹200 on Shoppers Stop Exclusive (private label) brands and 12 points per ₹200 on other Shoppers Stop brands

[+] Enjoy Complimentary SpiceClub Gold Membership with SpiceJet add-on vouchers worth ₹7,500 on card issuance

[+] Earn Up To 28 SpiceClub Points on every ₹200 spent on the SpiceJet app and website, including 16 points as a SpiceClub Gold member and 12 points on card spends

[+] Get ₹1,500 SpiceJet E-Voucher on completing 2 transactions within 30 days of card issuance

[+] Get Complimentary SpiceClub Silver Tier Membership with SpiceJet add-on vouchers on card issuance

[+] Earn 3% Cashback on UPI QR transactions via super.money app, capped at the total cashback earned from all other UPI and non-UPI spends; minimum cap of ₹100

[+] 3% Cashback on SuperMoney App Spends on transactions using the Axis Bank SuperMoney RuPay Credit Card via the SuperMoney App, capped at ₹500 cashback per statement cycle

[+] Enjoy 2 Complimentary Domestic Airport Lounge Access on spending ₹50,000 in the previous 3 calendar months

[+] Enjoy 15% off at Partner Restaurants via Axis Bank EazyDiner once per month, capped at ₹500

[+] Earn 3x Miles On Etihad per ₹100 spent on Etihad Airways bookings

[+] Complimentary Lounge Access with 8 domestic and 4 international visits each year

[+] Get 2X Welcome Miles When You Spend ₹25,000 in the first 60 days and pay the joining fee

[+] Earn Miles Everywhere with 6 Miles per ₹100 on Etihad Airways and 2 Miles per ₹100 on other domestic and cross-border spends

[+] Get an extra 20% off up to ₹500 via PayEazy on restaurant payments made through the EazyDiner app, valid up to 3 times per calendar month

[+] Get a complimentary 3-month EazyDiner Prime membership worth ₹1,095 as a welcome benefit on card activation, with guaranteed 25–50% off at 2,000+ partner restaurants and bars

[+] Earn 10 reward points per ₹100 on Shopping redeemable at ₹0.10 per point, giving an effective reward rate of 1% on these categories

[+] Earn 10 reward points per ₹100 on Travel redeemable at ₹0.10 per point, giving an effective reward rate of 1% on these categories

[+] Earn 7.5% on Myntra and 5% on Flipkart & Cleartrip each with up to ₹4,000 cashback per calendar quarter

[+] Earn 4% Cashback on Netmeds, PVR, Uber, Zomato with cashback of ₹4000 per quarter

[+] Earn 2 6E Rewards per ₹100 Spent on Grocery, Dining & Entertainment Capped at 100 6E Rewards per month across Grocery, Dining, and Entertainment spends combined

[+] 2.5 6E Rewards per ₹100 Spent on flights booked on the IndiGo App/Website

[+] Earn 5% Cashback on spends at PayZapp, EasyEMI and SmartBuy; capped at ₹150 per month

[+] Earn 5% Cashback on IRCTC Ticket Bookings on train ticket bookings made through IRCTC every month; capped at ₹150 per month across combined categories

[+] Get 2000 CashPoints on quarterly retail spends of ₹75,000 and above

[+] Get Up To 20% Savings on restaurant bill payments via Swiggy Dineout using the Swiggy app at 20,000+ restaurants

[+] Earn 2 CashPoints on every ₹150 spent on all eligible business spends, capped at 15,000 CashPoints per statement cycle with 1 CashPoint worth up to ₹0.25

[+] Earn 5% Cashback on SmartBuy purchases on Myntra, MakeMyTrip, Apple Imagine and more, capped at ₹1,000 per month

[+] Earn 5X Reward Points on bill payments, IT and GST payments, hotel and flight bookings, and business productivity tools on minimum spends of ₹50,000 in a statement cycle

[+] Earn 5 Reward Points on every ₹150 spent on all eligible spends, with 1 Reward Point worth up to ₹1 on SmartBuy and a cap of 1,50,000 Reward Points per statement cycle

[+] Earn 5% Cashback On Business Essential Spends on telecom, utility, government and tax payments, capped at ₹250 per statement cycle on minimum spends of ₹10,000

[+] Get Flat 10% Extra Off On Dining Bills at 35,000+ partner restaurants across India

[+] 6 Golf Games Per Quarter Enjoy 6 free rounds every quarter at partner golf courses worldwide (Black Metal edition)

[+] Monthly Spend-Based Vouchers Earn Uber, cult.fit Live, BookMyShow & TataCliQ vouchers by spending ₹80,000+ in a month

[+] Get Annual Memberships on Club Marriott, Amazon Prime and Swiggy One on spending ₹1.5 lakh within the first 90 days

[+] Enjoy Unlimited Lounge Access at 1,300+ lounges in India and abroad for primary and add-on card members

[+] Get Annual Memberships of Swiggy One & Times Prime on achieving retail spends of ₹75,000 within 90 days of card issuance

[+] On Net Spends of ₹1,50,000 or More in a calendar quarter, choose any one ₹1,500 voucher from Marriott, Decathlon, Barbeque Nation, O2 Spa or Lakme Salon

[+] 10X CashPoints on spends at merchants like Big Basket, BookMyShow, OYO, Swiggy, and Uber, capped at 2500 Reward Points per month

[+] 10% Extra Discount on Swiggy Dineout using the coupon code HDFCCARDS, as per offer terms

[+] Get Complimentary Membership in the IndianOil XTRAREWARDS Program

[+] Get INR 250 Voucher Upon Card Activation and Completion of at least one transaction within 37 days from card issuance date

[+] Get Unlimited Domestic and International Airport Lounges or primary and add-on cardholders, with international access via Priority Pass

[+] Get 12,500 Reward Points upon fee realization and card activation as a welcome benefit

[+] Earn 5 Reward Points per ₹100 on IRCTC Bookings on every eligible spend made via the IRCTC ticketing website and IRCTC Rail 1 Reward Point = ₹1 at redemption against train bookings via HDFC Bank SmartBuy

[+] Get Additional 5% Cashback on Train Ticket Bookings on all train ticket bookings made through HDFC Bank SmartBuy using the card, capped at 70% of the total fare

[+] Complimentary Marriott Bonvoy Silver Elite Status with exclusive privileges like priority late checkout and bonus points on Marriott stays

[+] Earn 8 Marriott Bonvoy Points per ₹150 at Marriott Hotels on every eligible spend made directly at hotels Capped at ₹10 lakh monthly spend max 53,335 Points/month

[+] Get 10% Additional Discount on Swiggy Dineout using coupon code HDFCCARDS

[+] Earn 1% Cashback on all Other Spends redeemable as statement credit, capped at 3,000 reward points per calendar month

[+] Earn 2X Reward Points on every ₹150 spent online capped at 500 reward points per statement cycle (1 reward point = up to ₹0.25)

[+] Get up to 20% off on Swiggy Dineout via Good Food Trail Dining Privileges

[+] Earn 10X CashPoints on Amazon and Flipkart spends with a monthly reward capping of 2,500 CashPoints

[+] Earn 10X CashPoints on Swiggy spends with a monthly reward capping of 15,000 CashPoints

[+] Earn 1% Cashback on UPI Spends (only for PIXEL RuPay Credit Cardholders)

[+] Enjoy Up to 10% Off on restaurant bill payments via Swiggy Dineout at 20,000+ restaurants when paying through the Swiggy app only

[+] Get Lounge Access with 12 Domestic& 6 International Airport lounge visits per calendar year using Priority Pass

[+] Earn 5X Rewards on Myntra, Nykaa, Reliance Digital spends above ₹150 with 5,000 bonus points capped per month, plus Nykaa and Myntra SmartBuy spends within 4,000 points per month and 2,000 per day

[+] 3% Cashpoints on Dining Capped at 500 CashPoints per calendar month minimum transaction of ₹100 required 1 CashPoint = ₹0.25

[+] 3% Cashpoints on Grocery Capped at 500 CashPoints per calendar month Minimum transaction of ₹100 required 1 CashPoint = ₹0.25

[+] Earn 7% Reward Points on Shoppers Stop Spends on all online and offline purchases at Shoppers Stop, capped at 2,000 reward points per month

[+] Enjoy 16 Domestic and 8 International Lounge Visits per year (maximum 4 domestic and 2 international per quarter), along with accidental air death cover of ₹3 crore and emergency overseas hospitalization cover up to ₹50 lakh

[+] Welcome Voucher Worth ₹500 from Shoppers Stop issued on card activation and redeemable on any purchase at Shoppers Stop stores

[+] 1% Reward Points on Non-Shoppers Stop Spends on all eligible retail spends made outside Shoppers Stop using the credit card

[+] Get 50% More Reward Points on dining expenses at select premium restaurants

[+] Get ₹1,000 Cashback on Shopping via PayZapp across 200+ brands, capped at ₹1,000

[+] Earn 2% back as NeuCoins on Tata Neu and partner Tata Brand spends on non-EMI transactions, plus additional 5% on selected categories on Tata Neu App/Website

[+] Earn 1% back as NeuCoins on non-Tata Brand spends and on any merchant EMI spends

[+] Earn 10% Cashback on Dining capped at ₹1,000 per month

[+] Earn 10% Cashback on Food Delivery capped at ₹1,000 per month

[+] Earn 2 Reward Points for every ₹150 spent on all card transactions, convertible to air miles and hotel loyalty points via HSBC India App

[+] Earn up to 6X Reward Points on Hotels, Flights and Car Rentals via Travel with Points on HSBC Rewards Programme

[+] Earn 3 Reward Points for every ₹100 spent on shopping with no monthly cap

[+] Get 30% off Dining Bills up to ₹1,500 at partner restaurants with EazyDiner

[+] Get ₹500 Cashback and ₹250 Amazon eGift Voucher on Card Activation on spending ₹10,000 within 30 days od successful application

[+] Get 10% Cashback on Dining Spends up to a total cashback of ₹400 per month across eligible categories

[+] Earn 4 Reward Points for every ₹100 spent on flights, travel aggregators and foreign currency transactions

[+] Earn 2 Reward Points For every ₹100 spent on all other eligible purchases, with no cap

[+] Travel Complimentary Unlimited Visits Lounge Access at domestic and international airports

[+] TATA CLiQ Worth ₹5,000 for American Express Cardholders, twice every year

[+] Get Premium Memberships with Taj Epicure Plus Membership and EazyDiner Prime Membership along with 12,500 Reward Points

[+] Get Unlimited Lounge Access at International & Domestic airport lounges for both Primary and Plus Card members

[+] Get Up to 4% Cashback on iShop spends

[+] Buy 1 Get 1 Movies on BookMyShow With up to ₹500 off on the second ticket, twice every month

[+] Save Up To 3.5% on Fuel Transactions at HPCL pumps with 2.5% cashback capped at ₹100 per month

[+] Get 25% Off Movies on BookMyShow Movie Tickets up to ₹100 with 2 discounts every month

[+] Save 5% On Fuel at HPCL petrol Pumps Save 5% On Fuel at HPCL petrol pumps

[+] Get 25% Movie Discount on BookMyShow and INOX tickets up to ₹100, twice a month

[+] Earn 6% myCash on MakeMyTrip Hotel Bookings over and above usual MMT discounts & coupons, redeemable at 1 myCash = ₹1

[+] Earn 3% myCash on Flight, Cab & Bus Bookings on MakeMyTrip, stackable with existing MMT offers and coupon codes

[+] Earn 2 Reward Points per ₹100 spent on Retail Transactions redeemable across health & beauty, travel, shopping vouchers, electronics, fashion and more

[+] Earn 2 Reward Points per ₹100 spent on Retail Transactions a category many cards exclude entirely from earning rewards

[+] Welcome Vouchers Worth Over ₹5,000 from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip

[+] Earn up to 4 Reward Points Per ₹100 Spent on international spends, 2 RP/₹100 on domestic spends, and 1 RP/₹100 on utility & insurance spends

[+] Get welcome vouchers worth over ₹13,000 from top brands like Tata CLiQ, EazyDiner, Da Milano, EaseMyTrip and Croma

[+] Get a 1% fuel surcharge waiver on transactions of up to ₹4,000 per fuel transaction at all fuel pumps

[+] Earn up to 60 Reward Points on Hotel Bookings via the IDFC FIRST Bank Mobile App, capped at 15,000 bonus Reward Points per calendar month

[+] Enjoy 4 complimentary Domestic Airport Lounge visits, minimum monthly spends of ₹20,000

[+] Earn 10X Reward Points per ₹200 on eligible spends valued at ₹0.25 each, giving an effective reward rate of 1.25% on most retail categories

[+] Earn 3X reward points per ₹200 on Education, Government & Wallet Loads on rental, property management, government services, education and wallet load transactions

[+] Earn Up To 22 IndiGo BluChips Per ₹100 On IndiGo Flight Bookings 6 as card benefit, 8 as BluChip member bonus, 4 as channel bonus on IndiGo app/website, and up to 4 as tier bonus

[+] Earn Up To 22 IndiGo BluChips Per ₹100 On IndiGo Flight Bookings 6 as card benefit, 8 as BluChip member bonus, 4 as channel bonus on IndiGo app/website, and up to 4 as tier bonus

[+] Get Up To 5% Cashback on Online Spends with 3% on spends up to ₹10,000 and 5% on incremental spends above ₹10,000, capped at ₹1,000 per statement cycle

[+] Earn 1% Cashback on UPI spends via IDFC FIRST Bank app, capped at ₹1,500 per statement cycle

[+] Enjoy 0% forex markup on International transactions save on every overseas spend with no foreign exchange conversion fees on the card

[+] 10X Reward Points on incremental spends above ₹20,000 per month and on birthday spends

[+] Get A ₹500 Voucher from partner brands like Amazon, BigBasket, Uber, and Lifestyle on spending ₹5,000 or more within 30 days of card generation, capped at one voucher worth ₹500 for the primary card only

[+] Get 5% Cashback on Converting Eligible credit card transactions to EMI, capped at ₹1,000 on the first EMI conversion done within 30 days of card generation for customers who have never converted a transaction to EMI before

[+] Get Fuel Welcome Cashback on the first HPCL fuel transaction of ₹250 or more within 30 days of card setup as ₹250 cashback

[+] 3.5% Savings on HPCL Fuel Spends get 21 reward points per ₹150 spent on HPCL fuel transactions, capped at 700 reward points per statement cycle

[+] Earn Up to 30X Reward Points on HPCL Fuel on spends up to ₹12,000 per statement cycle, helping you earn up to 2,400 reward points every month on fuel purchases

[+] Earn 5% Rewards on HPCL Fuel through 30X Reward Points on fuel spends at authorised HPCL fuel stations

[+] Accelerated Rewards with 10X Reward Points on monthly spends, plus extra bonus Reward Points on travel bookings via the bank’s Travel & Shop platform

[+] Unlock Taj Experiences Signature Dining Vouchers and enjoy Club ITC Culinaire Select membership with premium dining privileges at participating ITC hotels

[+] Earn 13% Bonus Reward Points on Flight Bookings via FIRST Rewards Gallery on IDFC FIRST Bank Mobile App, over and above regular card reward points

[+] Enjoy 1 Complimentary Domestic Airport Lounge visit per quarter on spending ₹20,000 in the current calendar month to avail in the next month

[+] Save 10% on Flight and Hotel Bookings via EaseMyTrip on transactions above ₹5,000, up to ₹500 off, once per quarter

[+] Get 10% Off On Zomato up to ₹100 on orders above ₹299, twice a month

[+] Enjoy zero forex markup fees on international spendswith Reward Points earned

[+] Earn up to 4X Reward Points on online, offline and international spends earning 4 Reward Points per ₹200 spent (equivalent to 1 RP = ₹0.25)

[+] 20% Off on Dining at 1,500+ partner restaurants across India through curated dining programs

[+] Earn 10X Reward Points on incremental spends above ₹20,000 per month and on spends made on your birthday

[+] Quarterly Fuel Bonus of 1000 Additional Fuel Points on spend milestone on crossing quarterly spends of ₹75,000

[+] 3,000 Fuel Points as Welcome Benefit on spending ₹500 or more within 30 days of card issuance

[+] Get 15% Off on Dining up to ₹500 at partner restaurants under the Axis Bank Dining Delights program

[+] Earn 6X EDGE Miles on every ₹150 Spent at listed IndianOil outlets up to ₹15,000 per statement month, capped at 600 EDGE Miles at 1 EDGE Mile = ₹1

[+] 1 Fuel Point per ₹100 on Shopping including purchases on fashion, lifestyle, and everyday luxuries

[+] Get 6% Valueback at IndianOil fuel Stations as 10 fuel points per ₹100 spent, capped at 1,000 fuel points per month

[+] Earn 2 Reward Points per ₹100 Spent on Weekends and 1 reward point per ₹100 on weekdays, with no cap on earning and no expiry on points

[+] Get 1 free Movie Ticket per Month on BookMyShow via buy-1-get-1 offer plus ₹50 off on F&B, capped at ₹200 per free ticket

[+] Earn 4 Reward Points Per ₹100 on your Top Spending Category choose from 4 reward plans — Shop, Home, Travel or Party — to maximize earnings on what you spend most on

[+] Earn 2 Reward Points per ₹100 on Electronics & Departmental Stores on Shop Plan, plus 1.5 points on Restaurants and Books, valued at ₹0.50 per point

[+] 2 Reward Points for every ₹100 spent on UPI transaction. 1 Reward Point = ₹0.40

[+] 1 Reward Point for every ₹100 on non-UPI transactions

[+] Earn Up To 6X Rewards on Every ₹100 Spent with slab-based accelerated reward points and a maximum cash redemption of 5,000 points per calendar month

[+] Earn Up To 6X Rewards on Every ₹100 Spent with slab-based accelerated reward points and a maximum cash redemption of 5,000 points per calendar month

[+] Book Train Tickets Earn 5 points per ₹200 spend on booking train tickets through IRCTC website or app.

[+] 1 Reward Point = ₹1 on IRCTC Redemptions making reward points directly usable for train ticket bookings through IRCTC’s Pay by Points feature.

[+] Get 350 bonus Reward Points as a welcome gift on making a single transaction of ₹500 or more within 45 days of card issuance

[+] Earn up to 10% value back on IRCTC Ticket Bookings as Reward Points on AC1, AC2, AC3, Executive Chair Car and Chair Car bookings via irctc.co.in and the IRCTC Mobile App

[+] Earn 10 Jewels Per ₹100 on your selected Switch category (Shopping, Dining, or Travel); 5 Jewels = ₹1; capped at 15,000 Jewels (₹3,000) per billing cycle

[+] Earn 10 Jewels on eligible spends at retail and e-commerce merchants, subject to MCC eligibility and the 15,000 Jewels per cycle cap

[+] Flat ₹250 Cashback (1000 Kiwis) on the first merchant transaction made with the Yes Bank Klick Credit Card

[+] Flat ₹250 Cashback (1000 Kiwis) on the first merchant transaction made with the Yes Bank Klick Credit Card issued on the Kiwi App

[+] Earn 10% Cashback on dining at stand-alone restaurants for transactions up to ₹4,000, with a combined cashback cap of ₹600 per month across dining and movies, subject to ₹10,000 spend on other categories in the same billing cycle

[+] Earn 10% Cashback on movie theatre and entertainment spends for transactions up to ₹4,000, with a combined cashback cap of ₹600 per month across dining and movies, subject to ₹10,000 spend on other categories in the same billing cycle

[+] Earn 10 Saving Points for Every ₹100 spent at Departmental & Grocery Stores, on transactions between ₹1,500 and ₹4,000, with a maximum of 500 Saving Points per month (worth ₹500)

[+] Earn 10 Saving Points for every ₹100 spent at Departmental & Grocery Stores on eligible transactions, with a monthly cap of 500 Saving Points (₹500), subject to transaction value and merchant category conditions

[+] Get 1,000 Reward Points Worth ₹250 on spending ₹500 within 30 days of card issuance

[+] Earn 2% Back as Reward Points on dining spends at 12 Reward Points per ₹150, capped at 800 Reward Points per statement cycle with 1 Reward Point = ₹0.25

[+] Earn 2.5 Mojo Points per ₹100 on online spends across categories without any cap

[+] Earn 1 Mojo Point for every ₹100 spent on offline transactions

[+] Earn 10 Zen Points for Every ₹150 Spent on shopping categories including capped at 6,500 points per billing cycle

[+] Get 2 Domestic Lounge Access visits in the next calendar quarter on spending ₹75,000 or more in a quarter

[+] Earn 1 Reward Point on Every ₹100 Spent on all other eligible transactions

[+] Earn 2 Reward Points on Every ₹100 Spent on LIC Premium payments and foreign currency transactions

[+] Earn 1 EDGE REWARD Point for Every ₹100 spent on eligible transactions

[+] Enjoy Exclusive Savings at Top Restaurants across India with Axis Bank Dining Delights Programme

[+] Earn up to 4 myCash per ₹200 on MakeMyTrip hotel and holiday bookings and 2 myCash per ₹200 on flight bookings via MakeMyTrip, redeemable at 1 myCash = ₹1

[+] Get up to 8 Complimentary Domestic Airport Lounge visits per year available each quarter on spending ₹75,000 or more on the card in the preceding calendar quarter

[+] Earn 5 % Cashpoints on Paytm spends like Recharge, Utility, Travel, Mini‑App up to 1 500 per calendar month

[+] Earn 1% Cashpoints on Retail Transactions and earn up to 2000 Cashpoints per calendar month

[+] Gift Cards on Your First RuPay Credit Card on UPI transaction and next 10 eligible UPI transactions on PhonePe, worth ₹499 plus 10 scratch cards of ₹50 each

[+] Earn 10% Reward Points on PhonePe bill payments and recharges up to 1,000 reward points per calendar month

[+] Get Yatra Voucher on Annual spends of Rs. 5 lakh with a Yatra e-Voucher worth Rs. 5,000 valid for 4 months

[+] Earn 10 Rewards per ₹100 on eligible PhonePe spends

[+] Earn 10 POPcoins for Every ₹100 Spent on online transactions, capped at 2,000 POPcoins monthly

[+] Get Zomato Gold with a 3-month Zomato Gold Mini membership as a joining benefit

[+] Get Free PVR Movie Tickets every month on spending ₹10,000/- and above in a monthly billing cycle

[+] Save Big on PVR INOX Food & Beverages with 20% instant discount every time you order snacks at PVR INOX

[+] Welcome Voucher Worth ₹1,000 on First Purchase within 30 days of card issuance to receive a ₹1,000 brand voucher (Amazon/Flipkart/Myntra/Croma/Shoppers Stop).

[+] 10% Cashback on Myntra also get 10% instant discount on BookMyShow movie tickets cashback credited within 60 days.

[+] Welcome Offer: ₹500 BookMyShow Discount on BookMyShow across movies, events, plays, streams, sports & activities

[+] Get 1% Fuel Surcharge Waiver on transactions between ₹500–₹4,000, capped at ₹100 per month

[+] Get 28,000 Reward Points as welcome benefit after card usage and fee payment within 30 days

[+] Unlock a ₹8,000 Milestone Voucher choose from Amazon, Myntra, Croma, MakeMyTrip, Taj Experiences

[+] Earn 10 Reward Points for Every ₹100 spent on grocery up to 1,000 Reward Points per month

[+] Earn 10 Reward Points per ₹100 on Dining purchases equal to 2.5% value back at ₹0.25 per point, capped at 1,000 Reward Points per month

[+] 5 % Effective Value Back on Groceries earn 20 points (₹5 value) per ₹100 on grocery spends (capped at 1,000 points/month).

[+] Unlimited Rewards on other purchases as you get 1 reward point for every ₹100 you spend on any transaction with your RBL Shoprite card.

[+] Get 4,000 Bonus Reward Points on Joining on payment of annual fee and spends of INR 2,000 within 30 days of card issuance

[+] Earn 12 Reward Points for every ₹100 spent on online purchases capped at 800 reward points per month

[+] 0% Forex Markup on International Spends with no foreign currency markup charged on international transactions made using the card

[+] ₹3,000 MakeMyTrip Welcome Voucher on making at least one transaction within 30 days of card issuance and paying the membership fee in the first billing cycle

[+] Get 40,000 Reward Points Worth ₹10,000 on payment of joining fee, 1 ARP = ₹0.25

[+] Get Complimentary Club Marriott Access 1-year Club Marriott membership

[+] Earn 13X Reward Points on Fuel Purchases at BPCL Petrol Pumps with maximum 1300 Reward points per billing cycle

[+] Earn 5 Reward Points on Every ₹100 Spent at Dining up to 5,000 reward points per month

[+] Get 7.25% Value Back on BPCL Fuel Purchases equivalent to 25 reward points per ₹100 with a maximum of 2,500 reward points per billing cycle

[+] Earn 6000 Bonus Points Worth ₹1,500 as welcome gift on payment of the annual fee

[+] Earn 2 Travel Credits per ₹200 on all travel spends and 1 Travel Credit per ₹200 on all other eligible spends, redeemable for Air Miles, Hotel Points and more

[+] Get 1,500 Travel Credits as a Welcome Gift on spending ₹30,000 within 60 days of card issuance

[+] Earn 10 Reward Points on every ₹100 spent on chemist, pharmacy, sports, dining and movies

[+] Get Priority Pass Membership worth US $99 for the first two years

[+] Get 5% Cashback on Dining Restaurant Payments processed through online platforms using the SBI Cashback Credit Card

[+] Get 5% Cashback on all online spends with a capping of ₹2,000 (including offline spends)

[+] 5X Reward Points on dining spends, maximizing your rewards on dining experiences

[+] 5X Reward Points on grocery and departmental store spends, maximizing savings on your everyday expenses

[+] 10 Reward Points per ₹100 spent on dining spends

[+] 10 Reward Points Per ₹100 on Dining, & Movies on eligible spends at dining outlets, departmental stores, and movie ticket purchases

[+] Get 10X Reward Points at Cleartrip & Yatra on online spend counted within the 10,000 reward points monthly cap across accelerated categories

[+] Get 10X Reward Points on Swiggy & Dominos on online spends counted within the 10,000 reward points monthly cap across accelerated categories

[+] Earn 10X Reward Points per ₹150 spent on Dining, Movies, Departmental Stores and Grocery i.e. 10 reward points per ₹150 on these categories

[+] Earn 10X Reward Points per ₹150 Spent on Dining, Movies, Departmental Stores and Grocery i.e. 10 reward points per ₹150 on these categories

[+] Redeem Your Cashback for 5%, 10% or 15% Extra Discount on popular brand vouchers like Amazon Pay, Flipkart, Myntra and more

[+] Get 3% Cashback on every ₹100 spent on online merchant card payments on ecommerce transactions

[+] Earn up to 7% Interest on Fixed Deposit your FD earns up to 7% interest, so you earn while you spend. secure your future while building your credit score!

[+] Earn ZCoins on Popular Brands across top merchants like Amazon, Flipkart, Myntra, AJIO, JioMart, Domino’s, Uber, Zomato, and many more via the ZET platform

[+] Get 5% Cashback on Grocery, Supermarket and departmental store spends with minimum transaction of ₹1,000 up to ₹500 cashback per month and up to ₹150 cashback per transaction

[+] Get 3X Reward Points on all Other Spends with 3 reward points for every ₹150 spent Redeem Reward Points on the 360 Degree Rewards portal for products

[+] Earn 2% Cashback on all Online Spends capped at ₹1,000 per month

[+] Earn 1% Cashback on all Other Spends capped at ₹500 per month

[+] Earn 5 Reward Points on Every ₹150 Spent with 1 reward point equal to ₹1

[+] Earn 3 Reward Points on Every ₹150 Spent utility bill payments with 1 reward point equal to ₹1

[+] Complimentary Swiggy One Membership activate your card to enjoy 3 months of free Swiggy One Membership, unlocking exclusive restaurant discounts

[+] 10% Cashback on Swiggy Instamart up to ₹1,500 per billing cycle

[+] Get 5% Cashback on Swiggy spends across Food Delivery, Instamart and Dineout up to ₹1500 per billing cycle

[+] Get 5% Cashback on Amazon, Flipkart, Nykaa, Ajio capped at ₹1,500 per billing cycle

[+] Get 5% NeuCoins at partner Tata brands Like Croma, Tata Cliq Westside, Titan and Tanishq on non-EMI spends

[+] Get 5% NeuCoins at bigbasket with Spends eligible up to ₹1,00,000 per month and ₹12,00,000 per year for 5% accrual on non-EMI spends

[+] Get 1,499 NeuCoins As Welcome Benefit credited within 15 days of joining-fee realization to your NeuPass account

[+] Earn 5% Value Back as NeuCoins on Tata Neu App, Website, and Partner Brands on spends at Croma, Westside, Titan, Tanishq, and Tata Cliq

[+] Earn Up To 12X Reward Points On Hotel Bookings Via iShop and 6X reward points on flight bookings and shopping vouchers

[+] Earn 2% Reward Points On Domestic Spends And 2.5% On International Spends on eligible transactions using the card

[+] 1% fuel surcharge waiver up to Rs.125 per month, on fuel spends worth Rs.400 to Rs.5,000

[+] Reward Points on Offline Shopping earned at 5X or 3X rates under subscription plans on eligible spends and categories

[+] Enjoy Lounge Visits with 2 complimentary domestic airport lounge visits per quarter via Dreamfolks lounges, subject to YES Bank quarterly spending criteria

[+] Earn 3% Zagg Coins on all eligible UPI transactions via Zagg platform on minimum transaction value of ₹50, capped at 1.5% of total credit limit