[← RETURN TO MATRIX]ID: icici-rubyx-credit-card
INSTITUTION: ICICI
ICICI Rubyx Credit Card
Apply for ICICI Rubyx Credit Card for 4 RP per ₹100 on international spends, 2 lounges/quarter, 25% off movies & golf. Best for travellers.

ANNUAL FEE
₹2,000
WAIVER: The annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy.
REWARD RATE
5.0%
cashback
MIN INCOME
₹0.8L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]Welcome Vouchers Worth Over ₹5,000 from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip
- [+]Earn up to 4 Reward Points Per ₹100 Spent on international spends, 2 RP/₹100 on domestic spends, and 1 RP/₹100 on utility & insurance spends
- [+]Earn 1 Reward Point Per ₹100 on utility and insurance spends made using the card
- [+]Get 2 Domestic Airport Lounge Access visits per quarter for the primary cardholder after spending ₹75,000 or more in a calendar quarter to unlock the following quarter
- [+]Redeem for Shopping Vouchers and Categories like Electronics, Home Appliances, Fashion & Lifestyle, Travel & Luggage, and more
- [+]Get Discount of 25% up to ₹150 off on movie tickets each on BookMyShow and INOX, twice a month
LIMITATIONS
- [-]Rent payment
- [-]Fuel
- [-]Insurance
- [-]EMI Transactions
SYSTEM WARNING
Exclusions apply for: Rent payment, Fuel, Insurance, EMI Transactions, Cash Withdrawals, Jewellery, School & Educational Services, Government related transactions, Wallet t