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[← RETURN TO MATRIX]CATEGORY: travel

BEST CREDIT CARDS FOR Travel

Airline miles, hotel discounts, and lounge access — travel credit cards that actually pay off.

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INITIATE DIAGNOSTIC
RANK: 01

SBI

SBI Cashback Credit Card

SBI Cashback Credit Card – 5% Online Cashback & 1% on All Spends

Apply for SBI Cashback Credit Card. Earn 5% cashback on online spends, 1% on offline & 1% fuel surcharge waiver. Best for online shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹999

RANK: 02

Axis

Axis Flipkart Credit Card

Axis Flipkart Credit Card – 7.5% Cashback on Myntra & 5% on Flipkart

Apply for Axis Flipkart Credit Card. Earn 7.5% cashback on Myntra, 5% on Flipkart & Cleartrip, 4% on preferred merchants & 1% on all spends. Best for online shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 03

Unknown Bank

Kiwi Klick Credit Card

Kiwi Klick Credit Card – 2X Rewards, UPI Linking & Lifetime Free

Apply for Kiwi Klick Credit Card. Earn 2X rewards on all spends, link to UPI for easy payments & 1% fuel surcharge waiver. Zero joining & annual fee forever.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 04

SBI

SBI Simply Click Credit Card

SBI Simply Click Credit Card – 10X Rewards on Amazon & Top Partners

Apply for SBI Simply Click Credit Card. Earn 10X rewards on Amazon, Swiggy & Myntra, 5X on all online spends & ₹2,000 milestone vouchers. Best for online shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 05

HDFC

HDFC Regalia Gold Credit Card

HDFC Regalia Gold Credit Card – 5X Rewards, Lounge Access & Travel Vouchers

Apply for HDFC Regalia Gold Credit Card. Earn 5X rewards on Myntra & Nykaa, 12 domestic & 6 international lounge visits & ₹5,000 flight vouchers on milestone spends. Best for frequent travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹2,500

RANK: 06

SBI

Flipkart SBI Credit Card

Flipkart SBI Credit Card – 7.5% Cashback on Myntra & 5% on Flipkart (69 characters)

Apply for Flipkart SBI Credit Card. Earn 7.5% cashback on Myntra, 5% on Flipkart & Cleartrip, 4% on Zomato & Uber & 1% on all spends. Best for online shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 07

HDFC

Swiggy BLCK HDFC Credit Card

Swiggy BLCK HDFC Credit Card – 10% Cashback on Swiggy & 5% Online

Apply for Swiggy BLCK HDFC Credit Card. Earn 10% cashback on Swiggy food, Instamart & Dineout, 5% on online spends & free Swiggy BLCK membership. Best for Swiggy users.

REWARD RATE

5.0%

ANNUAL FEE

₹1,000

RANK: 08

IDFC FIRST

IDFC FIRST Millennia Credit Card

IDFC FIRST Millennia Credit Card – 25% Off Movies & ₹500 Welcome Voucher

Apply for IDFC FIRST Millennia Credit Card. Get 25% off on movies, ₹500 welcome voucher, 5% cashback on first EMI & 300+ merchant offers. Best for young spenders.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 09

HDFC

Tata Neu Infinity HDFC Bank Credit Card

Tata Neu Infinity HDFC Bank Credit Card – 5% NeuCoins & Lounge Access

Apply for Tata Neu Infinity HDFC Bank Credit Card. Earn 5% NeuCoins on Tata brands, 1.5% on all spends, 8 lounge visits/year & ₹1Cr air cover. Best for Tata shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹1,499

RANK: 10

Axis

Axis MyZone Credit Card

Axis MyZone Credit Card – 4X Rewards, Lounge Access & SonyLIV Free

Apply for Axis MyZone Credit Card. Earn 4X EDGE rewards, 4 lounge visits/year, free SonyLIV subscription & 15% off on MakeMyTrip. Best for everyday spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 11

HDFC

HDFC Millennia Credit Card

HDFC Millennia Credit Card – 5% Cashback on Amazon, Flipkart & Swiggy

Apply for HDFC Millennia Credit Card and earn 5% cashback on Amazon, Flipkart, Myntra, Swiggy & Zomato. Get ₹1,000 voucher per quarter on ₹1L spend

REWARD RATE

5.0%

ANNUAL FEE

₹1,000

RANK: 12

Standard Chartered

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card – 2% Online Cashback & 90-Day Interest Free

Apply for Standard Chartered Smart Credit Card and earn 2% cashback on online spends, 1% on other spends & enjoy 90-day interest-free credit period.

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 13

HSBC

HSBC Travel One Credit Card

HSBC Travel One Credit Card – Eligibility, Features, Fees & Review

Check HSBC Travel One Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

₹4,999

RANK: 14

RBL

Indian Oil RBL Bank XTRA Credit Card

IndianOil RBL Bank XTRA Credit Card – 7.5% Value Back on IOC Fuel

Apply for IndianOil RBL Bank XTRA Credit Card. Earn 15 fuel points/₹100 at IndianOil (7.5% value back), 2X on all spends & 1% surcharge waiver. Best for IndianOil users.

REWARD RATE

5.0%

ANNUAL FEE

₹1,500

RANK: 15

IDFC FIRST

IDFC Wealth Credit Card

IDFC FIRST Wealth Credit Card – 10X Rewards & Unlimited Lounge Access

Apply for IDFC FIRST Wealth Credit Card. Earn 10X rewards above ₹20K spends, 4 lounge visits/quarter, 1.5% forex markup & 20% off at 1,500+ restaurants. Best for high spenders.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 16

ICICI

ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card – Lounge, Golf & Luxury Benefits

Apply for ICICI Bank Emeralde Credit Card and enjoy unlimited lounge access, complimentary golf, BookMyShow offers, concierge services, travel benefits and premium rewards

REWARD RATE

5.0%

ANNUAL FEE

₹12,000

RANK: 17

IDFC FIRST

IDFC First Power Plus Credit Card

IDFC FIRST Power Plus Credit Card – 6.5% on HPCL Fuel & Lounge Access

Apply for IDFC FIRST Power Plus Credit Card. Earn 6.5% on HPCL fuel, 5% on FASTag recharges, 3X rewards on UPI & 1 lounge visit/quarter. Best for HPCL fuel users.

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 18

Unknown Bank

Scapia Credit Card

Scapia Credit Card – Eligibility, Features, Fees & Review

Check Scapia Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 19

Axis

Axis Airtel Rupay Credit Card

Axis Airtel RuPay Credit Card – 25% on Airtel Recharge & 10% on Zomato

Apply for Axis Airtel RuPay Credit Card. Earn 25% cashback on Airtel recharges, 10% on utilities & Zomato, 1% on all spends. Best for Airtel users.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 20

IDFC FIRST

IDFC FIRST Select Credit Card

IDFC FIRST Select Credit Card – 10X Rewards, Lounge Access & 1.99% Forex

Apply for IDFC FIRST Select Credit Card and earn 10X reward points that never expire, 33% bonus on hotels & 1 lounge visit per quarter. Best for travel.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 21

Axis

Axis Magnus Credit Card

Axis Bank Magnus Credit Card – ₹12,500 Welcome, Unlimited Lounges & 35X Points

Apply for Axis Bank Magnus Credit Card and get ₹12,500 welcome voucher, unlimited lounge access via Priority Pass & up to 35 EDGE Points per ₹200 spent

REWARD RATE

5.0%

ANNUAL FEE

₹12,500

RANK: 22

HDFC

Swiggy Ornge HDFC Bank Credit card

Swiggy ORNGE HDFC Bank Credit Card – 5% Cashback & Swiggy One

Apply for Swiggy ORNGE HDFC Bank Credit Card for 5% cashback on Swiggy & select online spends, Swiggy One & fee waiver. Best for Swiggy users.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 23

HSBC

HSBC Live Plus Credit Card

HSBC Live+ Credit Card – 10% Dining Cashback & 1.5% Unlimited

Apply for HSBC Live+ Credit Card and get 10% cashback on dining & grocery plus 1.5% unlimited cashback on other retail spends. Best for: cashback lovers.

REWARD RATE

5.0%

ANNUAL FEE

₹999

RANK: 24

Axis

Axis Privilege Credit Card

Axis Bank Privilege Credit Card – 10X EDGE Points, BOGO Movies & Lounges

Apply for Axis Bank Privilege Credit Card and earn 10 EDGE Points per ₹200, get Buy 1 Get 1 on movies via District & 2 lounge accesses per quarter

REWARD RATE

5.0%

ANNUAL FEE

₹1,500

RANK: 25

ICICI

ICICI Sapphiro Credit Card

CICI Sapphiro Credit Card – 6X Rewards, Lounge Access & Golf Privileges

Apply for ICICI Sapphiro Credit Card for 6 RP per ₹100 on international spends, 8 lounges/year, 25% off movies & golf. Best for travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹3,500

RANK: 26

HDFC

HDFC BizBlack Metal Edition Credit Card

HDFC BizBlack Metal Edition Credit Card – 5X Points on Business Spends, Unlimited Lounge

Apply for HDFC BizBlack Metal Edition Credit Card and earn 5X points on business spends, unlimited lounge access to 1,000+ airports, and a ₹5,000 Taj welcome voucher.

REWARD RATE

5.0%

ANNUAL FEE

₹10,000

RANK: 27

Axis

Axis Cashback Credit Card

Axis Cashback Credit Card – Up to 7% Online Cashback & 0.75% on Travel

Apply for Axis Cashback Credit Card. Earn up to 7% cashback on online spends, 0.75% on travel & offline, 15% off via EazyDiner. Best for online shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹1,000

RANK: 28

Yes Bank

YES BANK ACE Credit Card

YES Bank ACE Credit Card – 4X Online Rewards & Gadget Insurance

Apply for YES Bank ACE Credit Card for 4X rewards on online shopping, ₹50,000 gadget insurance cover & 1% fuel waiver. Best for online shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 29

Axis

Axis Horizon Credit Card

Axis Horizon Credit Card – 5X Miles, Lounge Access & 1:1 Transfer

Apply for Axis Horizon Credit Card for 5 Miles per ₹100 on travel, 2 intl lounges/quarter, 5K welcome miles & 1:1 transfer. Best for frequent flyers.

REWARD RATE

5.0%

ANNUAL FEE

₹3,000

RANK: 30

Axis

Axis Burgundy Magnus Credit Card

Axis Burgundy Magnus Credit Card – Unlimited Lounge & 35X Rewards

Apply for Axis Burgundy Magnus Credit Card for 35X shopping rewards, unlimited lounges, 30% dining savings & superior miles. Best for Burgundy clients.

REWARD RATE

5.0%

ANNUAL FEE

₹30,000

RANK: 31

HDFC

HDFC Biz Grow Credit Card

HDFC Biz Grow Credit Card – 10X CashPoints on Business Spends, 4 Lounge Visits/Year

Apply for HDFC Biz Grow Credit Card and earn 10X CashPoints on GST & business spends, get 4 lounge visits/year, and save 40% on business software & tools. Best for SME owners.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 32

HDFC

PhonePe HDFC Bank Ultimo Credit Card

PhonePe HDFC Bank Ultimo Credit Card – 10% Rewards & Lounge Access

Apply for PhonePe HDFC Bank Ultimo Credit Card for 10% rewards on travel & utilities, 5% on Swiggy & Myntra & 8 lounge visits. Best for PhonePe users.

REWARD RATE

5.0%

ANNUAL FEE

₹999

RANK: 33

ICICI

ICICI Emeralde Private Metal Credit Card

ICICI Emeralde Private Metal Credit Card – 6X Rewards, Golf & Lounge

Apply for ICICI Emeralde Private Metal Credit Card for unlimited lounges, golf, Taj Epicure membership & 6 RP per ₹200. Best for ultra-premium users.

REWARD RATE

5.0%

ANNUAL FEE

₹12,499

RANK: 34

HDFC

HDFC PIXEL Play Credit Card

HDFC PIXEL Play Credit Card – 5% Cashback on 2 Chosen Categories, 1% on All Spends

Apply for HDFC PIXEL Play Credit Card and earn 5% cashback on 2 chosen categories, 3% on 1 e-commerce platform, and 1% on all other spends. Best for digital shoppers.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 35

Unknown Bank

Zagg Credit Card

Zagg Credit Card – 3% Zagg Coins on UPI, 8 Lounge Visits/Year, Lifetime Free

Apply for Zagg Credit Card and earn 3% Zagg Coins on UPI, get 8 lounge visits/year, and enjoy 40% off on Zomato & Swiggy. Lifetime free. Best for UPI spenders.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 36

Unknown Bank

Pop Club Credit Card

YES Bank POP Club Credit Card – 10X POPcoins & Lifetime Free

Apply for YES Bank POP Club Credit Card for 10X POPcoins on online spends, welcome benefits worth ₹5,000 & annual fee waiver. Best for digital shoppers.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 37

IDFC FIRST

IDFC FIRST Hello Cashback Credit Card

IDFC First Hello Cashback Credit Card – 5% Online Cashback & Free

Apply for IDFC First Hello Cashback Credit Card for 5% cashback on online spends, 3% base rate, FD-backed & no annual fee. Best for first-time users.

REWARD RATE

5.0%

ANNUAL FEE

₹1,000

RANK: 38

RBL

RBL Shoprite Credit Card

RBL Shoprite Credit Card – 20X Rewards on Groceries & 10% Off Movies

Apply for RBL Shoprite Credit Card. Earn 20X rewards on groceries, 10% off on BookMyShow movies & 1% fuel surcharge waiver. Best for grocery and movie spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 39

SBI

SBI AURUM Credit Card

SBI AURUM Credit Card – 10X Rewards, Unlimited Lounge & Concierge

Apply for SBI AURUM Credit Card for 10 RP per ₹100 on dining & groceries, unlimited lounges, Priority Pass & ₹10,000 vouchers. Best for luxury users.

REWARD RATE

5.0%

ANNUAL FEE

₹9,999

RANK: 40

HDFC

HDFC Diners Club Black Credit Card

HDFC Diners Club Black Credit Card – Eligibility, Features, Fees & Review

Check HDFC Diners Club Black Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

₹10,000

RANK: 41

IndusInd

EazyDiner IndusInd Bank Signature Credit Card

EazyDiner IndusInd Bank Signature Credit Card – 25% Off Dining

Apply for EazyDiner IndusInd Bank Signature Credit Card and get 25% off dining up to ₹5,000/month, 10 RP per ₹100 & ₹7,500 hotel voucher. Best for: foodies.

REWARD RATE

5.0%

ANNUAL FEE

₹2,999

RANK: 42

HDFC

HDFC Marriott Bonvoy Credit Card

HDFC Marriott Bonvoy Credit Card – 8X Bonvoy Points & Silver Status

Apply for HDFC Marriott Bonvoy Credit Card for 8X Bonvoy points, 1 free night award, Silver Elite status & 12 lounge visits. Best for Marriott loyalists.

REWARD RATE

5.0%

ANNUAL FEE

₹3,000

RANK: 43

Axis

Axis IOCL Credit Card

Axis IOCL Credit Card – 4% Value Back on IOCL Fuel & 1% on All Spends

Apply for Axis IOCL Credit Card. Earn 4% value back on IOCL fuel, 1% on all spends, 10% off movies & 15% off flights via MakeMyTrip. Best for IOCL fuel spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 44

Axis

Axis Vistara Platinum Credit Card

Axis Bank Vistara Platinum Credit Card – 2X Maharaja Points, Lounge Access & Dining

Apply for Axis Bank Vistara Platinum Credit Card and earn 2 Maharaja Points per ₹200, get 2 complimentary lounge accesses & 15% off dining. Best for travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹1,500

RANK: 45

SBI

SBI BPCL Octane Credit Card

SBI BPCL Octane Credit Card – 6.25% Value Back on BPCL Fuel & Lounge

Apply for SBI BPCL Octane Credit Card. Earn 6.25% value back on BPCL fuel, 10X rewards on dining & movies & 4 domestic lounge visits/year. Best for BPCL fuel users.

REWARD RATE

5.0%

ANNUAL FEE

₹1,499

RANK: 46

HDFC

HDFC Tata Neu Plus Credit Card

HDFC Tata Neu Plus Credit Card – 2% NeuCoins, 5% on Tata Brands & Lounges

Apply for HDFC Tata Neu Plus Credit Card and earn 2% NeuCoins on Tata Brands, additional 5% on Tata Neu App & 1 lounge access per quarter on ₹50K spend.

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 47

IDFC FIRST

IDFC First Classic Credit Card

IDFC FIRST Classic Credit Card – 10X Rewards & Travel Bonus

Apply for IDFC FIRST Classic Credit Card and earn 10X reward points on retail spends plus 33% bonus on hotel bookings at just ₹199/year. Best for: value seekers.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 48

IDFC FIRST

IDFC First SWYP Credit Card

IDFC First SWYP Credit Card – Eligibility, Features, Fees & Review

Check IDFC First SWYP Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 49

Axis

IndianOil Axis Rupay Credit Card

IndianOil Axis Bank RuPay Credit Card – 4% IOCL Fuel Value Back

Apply for IndianOil Axis Bank RuPay Credit Card for 4% on IOCL fuel, 1% on online shopping & 10% off BookMyShow. Best for Indian Oil users.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 50

SBI

PhonePe SBI Card SELECT BLACK

PhonePe SBI Card SELECT BLACK – 10% Rewards & Priority Pass Lounge

Apply for PhonePe SBI Card SELECT BLACK for 10% rewards on PhonePe, 5% on online spends, Priority Pass & ₹1,500 welcome gift card. Best for PhonePe users.

REWARD RATE

5.0%

ANNUAL FEE

₹1,499

RANK: 51

Unknown Bank

SBM Kredit.Pe Credit Card

SBM Kredit.Pe Credit Card – 3% Cashback on Card Spends, 2% on UPI, No Credit History Needed

Apply for SBM Kredit.Pe Credit Card and earn 3% cashback on offline spends and 2% on UPI. Lifetime free, FD-backed, and no income proof or credit history required. Best for first-time credit users.

REWARD RATE

5.0%

ANNUAL FEE

₹199

RANK: 52

SBI

Tata Neu Infinity SBI Card

Tata Neu Infinity SBI Card – 10% NeuCoins, Lounge & 1.99% Forex

Apply for Tata Neu Infinity SBI Card for up to 10% NeuCoins on Tata brands, 8 domestic & 4 intl lounges & 1.99% forex. Best for Tata Neu shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹1,499

RANK: 53

HDFC

HDFC Diners Club Black Metal Credit Card

HDFC Diners Club Black Metal Credit Card – 10X Rewards, Lounge & Golf

Apply for HDFC Diners Club Black Metal Credit Card for 10X rewards, unlimited lounges, 6 golf/quarter & Swiggy One. Best for premium lifestyle.

REWARD RATE

5.0%

ANNUAL FEE

₹10,000

RANK: 54

HDFC

HDFC Moneyback Credit Card

HDFC MoneyBack Credit Card – 2X Online Points, ₹500 Quarterly Voucher & Dining

Apply for HDFC MoneyBack Credit Card and earn 2X reward points on online spends, get ₹500 voucher every quarter on ₹50K spend & 20% off on Swiggy Dineout.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 55

ICICI

ICICI HPCL Super Saver Credit Card

ICICI HPCL Super Saver Credit Card – 5% Fuel Savings & 20X Daily Rewards

Apply for ICICI HPCL Super Saver Credit Card. Earn 5% savings on HPCL fuel, 20X rewards on daily spends & 25% off movie tickets. Best for HPCL fuel users.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 56

BOB

BOB Etihad Guest Credit Card

BOB Etihad Guest Credit Card – Earn Etihad Guest Miles on Every Spend

Fly smarter with the BOB Etihad Guest Credit Card. Earn Etihad Guest Miles on everyday spends and unlock premium travel experiences across the Etihad network

REWARD RATE

5.0%

ANNUAL FEE

₹2,500

RANK: 57

Axis

Axis Samsung Signature Credit Card

Axis Samsung Signature Credit Card – 10% Samsung Cashback & Dining

Apply for Axis Samsung Signature Credit Card for 10% Samsung cashback up to ₹2,500, 10X EDGE rewards & 15% dining discount. Best for Samsung shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 58

BOB

BOB Etihad Guest Premium Credit Card

BOB Etihad Guest Premium Credit Card

REWARD RATE

5.0%

ANNUAL FEE

₹5,000

RANK: 59

ICICI

Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card – 5% Cashback & Lifetime Free

Apply for Amazon Pay ICICI Bank Credit Card for 5% cashback on Amazon (Prime), 2% at partner merchants & 1% everywhere. Best for Amazon Prime shoppers.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 60

IndusInd

EazyDiner IndusInd Bank Platinum Credit Card

EazyDiner IndusInd Bank Platinum Credit Card – Eligibility, Features, Fees & Review

Check EazyDiner IndusInd Bank Platinum Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 61

ICICI

ICICI Emirates Skywards Sapphiro Credit Card

ICICI Emirates Skywards Sapphiro Credit Card – 5,000 Miles, Silver Tier & Lounge Access

Apply for ICICI Emirates Skywards Sapphiro Credit Card and get 5,000 Skywards Miles, Silver Tier membership, international & domestic lounge access, golf benefits, movie offers and earn 1.5 miles per ₹100 spend.

REWARD RATE

5.0%

ANNUAL FEE

₹5,000

RANK: 62

RBL

IndianOil RBL Bank Credit Card

IndianOil RBL Bank Credit Card – 6% Value Back on IOC Fuel & Free Petrol

Apply for IndianOil RBL Bank Credit Card. Earn 6% value back at IndianOil, up to 100 litres free petrol/year & 1% fuel surcharge waiver. Best for IndianOil users.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 63

HSBC

HSBC Platinum Rewards Credit Card

HSBC Platinum Rewards Credit Card – Eligibility, Features, Fees & Review

Check HSBC Platinum Rewards Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 64

IndusInd

IndusInd Platinum RuPay Credit Card

IndusInd Platinum RuPay Credit Card – 2X Rewards on UPI & Lifetime Free

Apply for IndusInd Platinum RuPay Credit Card. Earn 2X rewards on UPI transactions, 1X on all other spends. Zero joining & annual fee. Best for UPI spenders.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 65

American Express

American Express Platinum Card

American Express Platinum Card – Unlimited Global Lounge Access, Taj Epicure & 3X Rewards

Apply for American Express Platinum Card and enjoy unlimited access to 1,550+ global lounges, Taj Epicure membership, and 3X Membership Rewards on international spends. Best for premium travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹66,000

RANK: 66

HDFC

HDFC Infinia Credit Card

HDFC Infinia Credit Card – 3.33% Rewards, Unlimited Lounge & Golf

Apply for HDFC Infinia Credit Card for 3.33% rewards, 10X SmartBuy, unlimited lounges & golf, Club Marriott & 2% forex. Best for ultra-premium spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹12,500

RANK: 67

RBL

RBL Super Binge Credit Card

RBL Binge Credit Card – 12X Online Rewards, BOGO BookMyShow & ₹1,000 Welcome

Apply for RBL Binge Credit Card and earn 12X points on online spends, Buy 1 Get 1 on BookMyShow & 4,000 welcome points worth ₹1,000

REWARD RATE

5.0%

ANNUAL FEE

₹999

RANK: 68

HSBC

HSBC Premier Credit Card

HSBC Premier Credit Card – 3% Rewards, Unlimited Lounge & 0.99% Forex

Apply for HSBC Premier Credit Card for 3% rewards, 0.99% forex, unlimited lounge access & 20,000 welcome points. Best for HSBC Premier banking customers.

REWARD RATE

5.0%

ANNUAL FEE

₹20,000

RANK: 69

RBL

RBL World Safari Credit Card

RBL World Safari Credit Card – Zero Forex Markup & Lounge Access

Apply for RBL World Safari Credit Card. Enjoy zero forex markup, domestic & intl lounge access, 5X rewards on travel & ₹3,000 MakeMyTrip welcome voucher. Best for international travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹3,000

RANK: 70

IDFC FIRST

IDFC First Mayura Credit Card

IDFC First Mayura Credit Card – 50X Rewards, Zero Forex & 16 Lounges

Apply for IDFC First Mayura Credit Card for 50X on hotel bookings, 10X on spends above ₹20K, 16 intl lounges & zero forex. Best for frequent travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹5,999

RANK: 71

Axis

Axis Neo Credit Card

Axis Bank NEO Credit Card – ₹120 Off Zomato, Blinkit & Wednesday Deals

Apply for Axis Bank NEO Credit Card and get ₹120 off on Zomato, 10% off on Blinkit, 15% dining discount & 5% off on Paytm bills. Best for everyday spends

REWARD RATE

5.0%

ANNUAL FEE

₹250

RANK: 72

IDFC FIRST

IDFC First Ashva Credit Card

IDFC First Ashva Credit Card – 10X Rewards, Lounge & Free Movies

Apply for IDFC First Ashva Credit Card for 10X rewards, 16 domestic lounges, free movies twice/month & 1% forex. Best for lifestyle spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹2,999

RANK: 73

Unknown Bank

Jupiter Edge Credit Card

Jupiter Edge Credit Card – 2% Cashback on Preferred Category, Lifetime Free

Apply for Jupiter Edge Credit Card and earn 2% cashback on a chosen category—shopping, travel, or dining—and 0.4% on all other spends. Best for digital-first users.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 74

SBI

SBI Card Pulse Credit Card

SBI Card Pulse Credit Card – Free Noise Smartwatch, FITPASS PRO & 4 Lounge Visits/Year

Apply for SBI Card Pulse Credit Card and get a free Noise smartwatch, annual FITPASS PRO & Netmeds memberships, and 10x points on pharmacy spends. Best for fitness enthusiasts.

REWARD RATE

5.0%

ANNUAL FEE

₹1,499

RANK: 75

Standard Chartered

Standard Chartered Manhattan Platinum Credit Card

Standard Chartered Manhattan Platinum Credit Card

REWARD RATE

5.0%

ANNUAL FEE

₹999

RANK: 76

HSBC

HSBC RuPay Cashback Credit Card

HSBC RuPay Cashback Credit Card – 10% Cashback on Dining & Grocery, Lounge Access

Apply for HSBC RuPay Cashback Credit Card and get 10% cashback on dining & groceries, 1% on UPI spends, and 8 lounge visits/year. Best for food & UPI spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 77

ICICI

Times Black ICICI Bank Credit Card

Times Black ICICI Bank Credit Card – Unlimited Lounge Access, 2.5% Rewards & ₹3 Cr Air Insurance

Apply for Times Black ICICI Bank Credit Card and get unlimited domestic & international lounge access, 2.5% rewards on international spends, 1.49% forex markup, and ₹3 crore air accident cover. Best for frequent international travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹20,000

RANK: 78

SBI

SBI BPCL Credit Card

SBI BPCL Credit Card – 4.25% Fuel Value Back & Grocery Rewards

Apply for SBI BPCL Credit Card for 4.25% value back at BPCL pumps, 13 RP per ₹100 on fuel & 5 RP on dining & groceries. Best for BPCL fuel users.

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 79

HDFC

HDFC Diners Privilege Credit Card

HDFC Diners Privilege Credit Card – 10X Rewards & BOGO Movies

Apply for HDFC Diners Privilege Credit Card for 10X SmartBuy rewards, 5X on Swiggy & Zomato, BOGO movies & Swiggy One. Best for dining & entertainment.

REWARD RATE

5.0%

ANNUAL FEE

₹1,000

RANK: 80

HDFC

HDFC Biz First Credit Card

HDFC Biz First Credit Card – 3% CashPoints on EMI, 2% on Utilities, 1% on All Spends

Apply for HDFC Biz First Credit Card and earn 3% CashPoints on EMI, 2% on utilities & PayZapp, and 1% on all other spends including UPI. Best for small business owners.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 81

IDFC FIRST

IDFC FIRST Power Credit Card

IDFC First Power Credit Card – 6.5% HPCL Fuel Savings & Lounge

Apply for IDFC First Power Credit Card for 6.5% savings at HPCL, 5% on groceries & utilities, 3X on all spends & lounge access. Best for fuel users.

REWARD RATE

5.0%

ANNUAL FEE

₹199

RANK: 82

IndusInd

IndusInd Tiger Credit Card

IndusInd Tiger Credit Card – 6X Rewards, Lounge & Lifetime Free

Apply for IndusInd Tiger Credit Card for 6X rewards up to 7.2% rate, 2 domestic & 2 intl lounges, 1.5% forex & golf. Best for frequent travellers.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 83

SBI

SBI Elite Credit Card

SBI Elite Credit Card – 5X Rewards, 6 Intl Lounges & Free Movies

Apply for SBI Elite Credit Card for 5X rewards, 6 intl & 8 domestic lounges, 2 free movie tickets/month & 1.99% forex. Best for premium travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹4,999

RANK: 84

American Express

American Express Gold Card

American Express Gold Card – 5X Rewards, Dining Offers & Hotel Perks

Apply for American Express Gold Card for 5X rewards, 1,000 bonus points monthly, 25% dining discounts & hotel upgrades. Best for dining & lifestyle spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹4,500

RANK: 85

HDFC

HDFC Indian Oil Credit Card

HDFC Indian Oil Credit Card – 5% Fuel Points at IndianOil & Free Fuel

Apply for HDFC Indian Oil Credit Card. Earn 5% fuel points at IndianOil, 5% on groceries & bills & up to 50 litres of free fuel annually. Best for IndianOil users.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 86

SBI

SBI Simply Save Credit Card

SBI SimplySAVE Credit Card – 10X Points on Dining, Grocery & Movies

Apply for SBI SimplySAVE Credit Card and earn 10X reward points on dining, grocery, movies & departmental stores. Get 2,000 welcome points worth ₹500

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 87

Unknown Bank

AU Altura Credit Card

AU Altura Credit Card – 2% Cashback on Groceries & Railway Lounge Access

Apply for AU Altura Credit Card. Earn 2% cashback on groceries, utilities & departmental stores, 8 railway lounge visits/year & 1% fuel waiver. Best for daily spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹199

RANK: 88

IndusInd

IndusInd Legend Credit Card

IndusInd Bank Legend Credit Card – 2X Weekend RP & BookMyShow

Apply for IndusInd Bank Legend Credit Card and earn 2X reward points on weekends, 1 free movie/month & 24x7 auto assist. Best for: premium lifestyle.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 89

Axis

Axis Atlas Credit Card

Axis Atlas Credit Card – 5 EDGE Miles/₹100 on Travel, Transferable to 20+ Partners

Apply for Axis Atlas Credit Card and earn 5 EDGE Miles/₹100 on travel, transfer to 20+ airline & hotel partners, and unlock tier-based lounge access. Best for travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹5,000

RANK: 90

Unknown Bank

AU Altura Plus Credit Card

AU Altura Plus Credit Card – 2X Rewards Online & 8 Railway Lounge Visits

Apply for AU Altura Plus Credit Card. Earn 2X rewards on online spends, 1.5% offline cashback, 8 railway lounge visits/year & device protection cover. Best for everyday spenders.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 91

RBL

RBL Bank Cookies Credit Card

RBL Bank Cookies Credit Card – 5X Rewards & 10% Off Movies

Apply for RBL Bank Cookies Credit Card for 5X rewards on online spends, 10% off BookMyShow & ₹5,000 voucher on ₹5L spend. Best for digital shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹1,200

RANK: 92

HDFC

HDFC Shoppers Stop Black Credit Card

HDFC Shoppers Stop Black Credit Card – 7% Rewards on SS Spends, 24 Lounge Visits/Year

Apply for HDFC Shoppers Stop Black Credit Card and earn 7% rewards on SS spends, 24 free lounge visits/year, and a complimentary SS Black Membership worth ₹4,500. Best for SS loyalists.

REWARD RATE

5.0%

ANNUAL FEE

₹4,500

RANK: 93

Unknown Bank

SBM ZET Credit Card

SBM ZET Credit Card – 5% Cashback, Lifetime Free & Credit Building

Apply for SBM ZET Credit Card for 5% cashback on Amazon & Flipkart, 7% FD interest, UPI payments & no annual fee. Best for first-time credit card users.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 94

ICICI

ICICI Rubyx Credit Card

ICICI Rubyx Credit Card – 4X Rewards, Lounge Access & 25% Off Movies

Apply for ICICI Rubyx Credit Card for 4 RP per ₹100 on international spends, 2 lounges/quarter, 25% off movies & golf. Best for travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹2,000

RANK: 95

HDFC

HDFC Freedom Credit Card

HDFC Freedom Credit Card – 10X CashPoints on Swiggy, OYO & More

Apply for HDFC Freedom Credit Card for 10X CashPoints on Swiggy, BigBasket & Uber, ₹1,000 voucher on ₹90K spend & fee waiver. Best for daily spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 96

HDFC

HDFC 6E Rewards Indigo Credit Card

HDFC 6E Rewards IndiGo Credit Card – IndiGo Miles & Dining Rewards

Apply for HDFC 6E Rewards IndiGo Credit Card for 2.6% value on IndiGo spends, 2% on dining & entertainment & free flight ticket. Best for IndiGo flyers.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 97

Axis

Axis Rewards Credit Card

Axis Bank Rewards Credit Card – 10X Rewards, Lounge & Swiggy Offers

Apply for Axis Bank Rewards Credit Card for 10X EDGE rewards, 2 lounges/quarter, 1,500 milestone points & ₹150 off Swiggy. Best for everyday spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹1,000

RANK: 98

ICICI

ICICI Platinum Chip Credit Card

ICICI Platinum Chip Credit Card – 2 RP per ₹100 & Fuel Waiver

Apply for ICICI Platinum Chip Credit Card and earn 2 reward points per ₹100 on retail plus 1 RP on utility & insurance spends. Best for: everyday use.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 99

IndusInd

IndusInd Platinum Aura Edge Credit Card

IndusInd Platinum Aura Edge Credit Card – 4 Reward Plans, 2%

Apply for IndusInd Platinum Aura Edge Credit Card and earn up to 2% back with 4 customizable reward plans for shop, home, travel or party spends.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 100

HDFC

HDFC Shoppers Stop Credit Card

HDFC Shopper Stop Credit Card – Eligibility, Features, Fees & Review

Check HDFC Shopper Stop Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

₹299

RANK: 101

Unknown Bank

AU Zenith Credit Card

AU Zenith Credit Card – 5 RP per ₹100, Lounge & ITC Hotels

Apply for AU Zenith Credit Card and earn 5 reward points per ₹100 on dining, grocery & international spends with 1.99% forex markup. Best for: lifestyle spenders.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 102

American Express

American Express Membership Rewards Credit Card

American Express Membership Rewards Credit Card – 1 MR/₹50

Apply for American Express Membership Rewards Credit Card and earn 1 MR point per ₹50, up to 2,000 bonus points/month & Taj vouchers worth ₹14,000.

REWARD RATE

5.0%

ANNUAL FEE

₹4,500

RANK: 103

American Express

American Express Platinum Travel Credit Card

American Express Platinum Travel Credit Card – 40K Bonus MR

Apply for American Express Platinum Travel Credit Card and earn up to 40,000 bonus MR points/year, 8 lounge visits & ₹10,000 Taj voucher. Best for: travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹5,000

RANK: 104

American Express

American Express SmartEarn Credit Card

American Express SmartEarn Credit Card – 10X on Zomato & More

Apply for American Express SmartEarn Credit Card and earn 10X MR on Zomato, Flipkart & Uber, 5X on Amazon at just ₹495/year. Best for: online shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹495

RANK: 105

Unknown Bank

AU Zenith Plus Credit Card

AU Zenith+ Credit Card – 2% Rewards, 32 Lounge Visits & Golf

Apply for AU Zenith+ Credit Card and earn 2% back on travel & dining, 32 lounge visits/year, 16 BOGO movies & 8 golf sessions. Best for: premium travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹4,999

RANK: 106

ICICI

ICICI HPCL Coral Credit Card

ICICI HPCL Coral Credit Card – 3.5% Savings on HPCL Fuel & 25% Off Movies

Apply for ICICI HPCL Coral Credit Card. Earn 3.5% savings on HPCL fuel, 25% off movie tickets twice a month & 2X rewards on retail spends. Best for HPCL fuel users.

REWARD RATE

5.0%

ANNUAL FEE

₹199

RANK: 107

ICICI

ICICI MakeMyTrip Credit Card

MakeMyTrip ICICI Bank Credit Card – 6% myCash, 9 Lounge Visits

Apply for MakeMyTrip ICICI Bank Credit Card and earn 6% myCash on hotels, 3% on flights, 8+1 lounge visits & 0% forex. Best for: frequent travellers

REWARD RATE

5.0%

ANNUAL FEE

₹999

RANK: 108

Axis

Axis Samsung Infinite Credit Card

Samsung Axis Bank Infinite Credit Card – 10% Samsung Cashback & 15X Points

Apply for Samsung Axis Bank Infinite Credit Card and get 10% cashback on Samsung, 30,000 welcome points, 8 lounge visits & Priority Pass membership

REWARD RATE

5.0%

ANNUAL FEE

₹5,000

RANK: 109

Axis

Axis Select Credit Card

Axis Bank Select Credit Card – 10X Rewards & 12 Intl Lounge Visits

Apply for Axis Bank Select Credit Card for 10X EDGE rewards, 12 intl lounges, 10K welcome points & ₹500 BigBasket off. Best for premium shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹3,000

RANK: 110

HDFC

HDFC IRCTC Credit Card

HDFC IRCTC Credit Card – 5X Rewards, Railway Lounges & 1% IRCTC Waiver

Apply for HDFC IRCTC Credit Card for 5 RP per ₹100 on IRCTC, 8 railway lounges, 5% cashback via SmartBuy & fee waiver. Best for train travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 111

HDFC

HDFC RuPay Credit Card

HDFC RuPay Credit Card – 3% CashPoints & UPI Payments

Apply for HDFC RuPay Credit Card for 3% CashPoints on groceries & dining, 2% on utilities & UPI-linked payments. Best for UPI spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹99

RANK: 112

IDFC FIRST

IDFC First WOW Credit Card

IDFC First WOW Credit Card – 4X Rewards, Zero Forex & Lifetime Free

Apply for IDFC First WOW Credit Card for 4X rewards, zero forex, lifetime free & 7.25% p.a. FD interest. Best for first-time credit card users.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 113

SBI

SBI Prime Credit Card

SBI Prime Credit Card – 10X Rewards, Lounge Access & Club ITC

Apply for SBI Prime Credit Card for 10 RP per ₹100 on dining, 4 intl lounges, 8 domestic lounges & ₹11K milestone vouchers. Best for premium lifestyle.

REWARD RATE

5.0%

ANNUAL FEE

₹2,999

RANK: 114

Axis

Axis Aura Credit Card

Axis Bank Aura Credit Card – 5X Rewards, Practo & Wellness Perks

Apply for Axis Bank Aura Credit Card for 5X rewards, 4 free Practo consults/month, 30% nutrition discount & fitness sessions. Best for wellness users.

REWARD RATE

5.0%

ANNUAL FEE

₹749

RANK: 115

American Express

American Express Platinum Reserve Credit Card

American Express Platinum Reserve Credit Card – Lounge, Taj & Accor+

Apply for American Express Platinum Reserve Credit Card for Priority Pass, Taj Epicure & Accor+ memberships. Best for luxury travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹10,000

RANK: 116

HDFC

HDFC Superia Airline Credit Card

HDFC Superia Airline Credit Card – Air Miles & 50% Dining Rewards

Apply for HDFC Superia Airline Credit Card for 3 RP per ₹150, 50% more dining points & air miles at 20+ airlines. Best for frequent flyers.

REWARD RATE

5.0%

ANNUAL FEE

₹1,000

RANK: 117

IDFC FIRST

IDFC First Private Credit Card

IDFC First Private Credit Card – 10X Rewards, Unlimited Lounge & Golf

Apply for IDFC First Private Credit Card for 10X rewards on spends above ₹30K, unlimited lounges, metal card & concierge. Best for HNI spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹50,000

RANK: 118

HDFC

HDFC MoneyBack Plus Credit Card

HDFC MoneyBack Plus Credit Card – 10X CashPoints & Fuel Waiver

Apply for HDFC MoneyBack Plus Credit Card for 10X CashPoints on SmartBuy, 2X online rewards & ₹500 vouchers on ₹50K spends. Best for online shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 119

RBL

RBL Insignia Preferred Credit Card

RBL Insignia Preferred Credit Card – Unlimited Lounge Access & Golf

Apply for RBL Insignia Preferred Credit Card for unlimited global lounges, complimentary golf, concierge service & luxury rewards. Best for HNI customers.

REWARD RATE

5.0%

ANNUAL FEE

₹7,000

RANK: 120

Kotak

Kotak IndianOil Credit Card

Kotak IndianOil Credit Card – 4% Rewards on IOC Fuel & 2% on Dining

Apply for Kotak IndianOil Credit Card. Earn 4% rewards on IndianOil fuel, 2% on dining & groceries, 1% surcharge waiver & fee waiver on ₹50K spends. Best for IndianOil users.

REWARD RATE

5.0%

ANNUAL FEE

₹449

RANK: 121

Unknown Bank

AU Nomo Credit Card

AU Nomo Credit Card – 0.99% Forex, Lounge Access & Lifetime Free

Apply for AU Nomo Credit Card for 0.99% forex markup, 2X rewards, 8 airport & 8 railway lounges, no renewal fee. Best for first-time users.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 122

Kotak

Kotak Zen Signature Credit Card

Kotak Zen Signature Credit Card – 10X Rewards, Lounge & Fuel Waiver

Apply for Kotak Zen Signature Credit Card for 10 Zen Points per ₹150 on shopping, 8 lounge visits & 15,000 bonus points. Best for shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹1,500

RANK: 123

Standard Chartered

Standard Chartered Ultimate

Standard Chartered Ultimate Credit Card – 3.33% Rewards, Lounge & Golf

Apply for Standard Chartered Ultimate Credit Card for 3.33% rewards, 16 lounges, 12 golf rounds & 2% forex. Best for premium travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹5,000

RANK: 124

SBI

IRCTC SBI Platinum Card

IRCTC SBI Platinum Card – Eligibility, Features, Fees & Review

Check IRCTC SBI Platinum Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 125

Axis

Axis Shoppers Stop Credit Card

Axis Shoppers Stop Credit Card – Eligibility, Features, Fees & Review

Check Axis Shoppers Stop Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 126

RBL

IRCTC RBL Credit Card

IRCTC RBL Credit Card – 5X Rewards on Train Tickets & Railway Lounge

Apply for IRCTC RBL Credit Card. Earn 5X rewards on IRCTC train bookings, 8 railway lounge visits/year & train cancellation cover up to ₹5,000. Best for train travellers.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 127

SBI

SBI Card Miles Credit Card

SBI Card MILES Credit Card – Travel Credits, Lounge Access & Priority Pass

Apply for SBI Card MILES and earn 2 Travel Credits per ₹200 on travel spends, get 4 complimentary domestic lounge visits, Priority Pass membership and 1,500 bonus Travel Credits on joining

REWARD RATE

5.0%

ANNUAL FEE

₹1,499

RANK: 128

ICICI

MakeMyTrip ICICI Bank Signature Credit Card

MakeMyTrip ICICI Bank Signature Credit Card – Eligibility, Features, Fees & Review

Apply for MakeMyTrip ICICI Bank Signature Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 129

Kotak

PVR Kotak Platinum Credit Card

PVR Kotak Platinum Credit Card – Eligibility, Features, Fees & Review

PVR Kotak Platinum Credit Card – 2 Free Movie Tickets & 20% F&B Discount

REWARD RATE

5.0%

ANNUAL FEE

₹999

RANK: 130

HDFC

Paytm HDFC Bank Select Credit Card

Paytm HDFC Bank Select Credit Card – 5% Cashback on Paytm, 8 Lounge Visits/Year

Apply for Paytm HDFC Bank Select Credit Card and earn 5% cashback on Paytm spends, 3% on Swiggy & BigBasket, and get 8 domestic lounge visits/year. Best for Paytm users.

REWARD RATE

5.0%

ANNUAL FEE

₹1,000

RANK: 131

Kotak

Kotak Delight Platinum Credit Card

Kotak Delight Platinum Credit Card – 10% Cashback on Dining & Movies, Up to ₹600/Month

Apply for Kotak Delight Platinum Credit Card and earn 10% cashback on dining & movies, up to ₹600/month, and 4 free PVR tickets on ₹1.25L spend every 6 months. Best for foodies.

REWARD RATE

5.0%

ANNUAL FEE

₹299

RANK: 132

Kotak

Kotak Essentia Platinum Credit Card

Kotak Essentia Platinum Credit Card – 10x Points on Grocery & Departmental Spends

Apply for Kotak Essentia Platinum Credit Card and earn 10x saving points on grocery spends and 6 free PVR tickets on milestone spend. Best for grocery spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹749

RANK: 133

Axis

Axis Privilege Amex Credit Card

Axis Privilege Amex Credit Card – 10 EDGE Points/₹200, 8 Lounge Visits & Dining Discounts

Apply for Axis Privilege Amex Credit Card and earn 10 EDGE Points/₹200 on all spends, 8 domestic lounge visits/year, and dining discounts. Best for everyday spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹1,500

RANK: 134

Axis

Axis Supermoney Rupay Card

Axis Supermoney RuPay Card – 3% UPI Cashback via super.money, 1% on All Spends, LTF

Apply for Axis Supermoney RuPay Card and earn 3% cashback on UPI via the super.money app and 1% on all other eligible spends. Lifetime free. Best for UPI spenders.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 135

RBL

RBL Bank Play Credit Card

RBL Bank Play Credit Card – ₹500 Off on BookMyShow & Movie Discounts

Apply for RBL Bank Play Credit Card. Get ₹500 off on BookMyShow monthly, ₹100 off on F&B & 1% fuel surcharge waiver. Best for movie lovers and BookMyShow users.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 136

Kotak

Kotak Mojo Platinum Credit card

Kotak Mojo Platinum Credit Card – 2.5x Points on Online Spends, 8 Lounge Visits/Year

Apply for Kotak Mojo Platinum Credit Card and earn 2.5x points on online spends, get 8 domestic lounge visits/year, and enjoy a spend-based fee waiver. Best for online shoppers.

REWARD RATE

5.0%

ANNUAL FEE

₹1,000

RANK: 137

RBL

RBL Platinum Maxima Plus Credit Card

RBL Platinum Maxima Plus Credit Card – 10x Points on Dining, 8 Lounge Visits per Year

Apply for RBL Platinum Maxima Plus Credit Card and earn 10x points on dining, 8 free lounge visits/year, and monthly movie perks. Best for lifestyle spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹2,500

RANK: 138

IDFC FIRST

IDFC FIRST Dual Indigo Credit Card

IDFC FIRST Dual Indigo Credit Card – 22 BluChips/₹100, 25,000 Bonus BluChips & 1.49% Forex

Apply for IDFC FIRST Dual Indigo Credit Card. Earn 22 BluChips/₹100 on IndiGo flights, up to 25,000 bonus BluChips yearly & 1.49% forex markup. Best for IndiGo flyers.

REWARD RATE

5.0%

ANNUAL FEE

₹4,999

RANK: 139

Axis

Axis ACE Credit Card

Axis ACE Credit Card – 5% Google Pay Cashback & Lounge Access

Apply for Axis ACE Credit Card for 5% cashback on Google Pay, 4% on Swiggy & Zomato, 2% base cashback & 4 lounge visits. Best for daily spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹499

RANK: 140

HDFC

HDFC Business Moneyback Credit card

HDFC Business Moneyback Credit Card – 5% Cashback & 1.6% Fuel Savings

Apply for HDFC Business Moneyback Credit Card. Earn 5% cashback on telecom, utility & tax, 1.6% fuel savings & 10% off dining. Best for business owners.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 141

Axis

Axis SpiceJet Voyage Credit Card

Axis SpiceJet Voyage Credit Card – 18 SpiceClub Points/₹200 & Lounge Access

Apply for Axis SpiceJet Voyage Credit Card. Earn 18 SpiceClub Points/₹200 on SpiceJet, 4 domestic lounge visits/year & 15% off on MakeMyTrip. Best for SpiceJet flyers.

REWARD RATE

5.0%

ANNUAL FEE

₹750

RANK: 142

Axis

Axis SpiceJet Voyage Black Credit Card

Axis SpiceJet Voyage Black Credit Card – 28 SC Points, 8 Lounge Visits

Apply for Axis SpiceJet Voyage Black Credit Card. Earn 28 SC Points/₹200 on SpiceJet, 8 lounge visits & ₹4,000 flight voucher. Best for SpiceJet loyalists.

REWARD RATE

5.0%

ANNUAL FEE

₹2,000

RANK: 143

Axis

LIC Axis Platinum Credit Card

LIC Axis Platinum Credit Card – 2X LIC Rewards & ₹1Cr Air Cover

Apply for LIC Axis Platinum Credit Card. Earn 2X rewards on LIC premiums & forex, ₹1Cr air cover & ₹3L accident insurance. Best for LIC policyholders.

REWARD RATE

5.0%

ANNUAL FEE

FREE

RANK: 144

HDFC

HDFC Bank Bharat Credit Card

HDFC Bank Bharat Credit Card – 5% Cashback on Fuel, Grocery, IRCTC & Bill Payments

Apply for HDFC Bank Bharat Credit Card and earn 5% cashback on fuel, groceries, IRCTC tickets, mobile recharges, bill payments. Best for everyday spenders.

REWARD RATE

5.0%

ANNUAL FEE

₹500

RANK: 145

Axis

LIC Axis Signature Credit Card

LIC Axis Bank Signature Credit Card – 2X Points on LIC Premiums, 8 Lounge Visits/Year, LTF

Apply for LIC Axis Bank Signature Credit Card and earn 2X Reward Points on LIC premiums, get 8 domestic lounge visits/year, and 20% off on dining at 4,000+ restaurants. Lifetime free.

REWARD RATE

5.0%

ANNUAL FEE

FREE