[← RETURN TO MATRIX]ID: hsbc-premier-credit-card
INSTITUTION: HSBC
HSBC Premier Credit Card
Apply for HSBC Premier Credit Card for 3% rewards, 0.99% forex, unlimited lounge access & 20,000 welcome points. Best for HSBC Premier banking customers.

ANNUAL FEE
₹20,000
WAIVER: Maintain a ₹40 lakh balance quarterly, or have a mortgage disbursal of ₹1.15 crore or more, or receive a ₹3 lakh+ monthly salary in an HSBC account.
REWARD RATE
5.0%
cashback
MIN INCOME
₹3.0L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]Earn 3 Reward Points for every ₹100 spent on shopping with no monthly cap
- [+]Get 30% off Dining Bills up to ₹1,500 at partner restaurants with EazyDiner
- [+]Earn 3 Reward Points for Every ₹100 Spent on utility bill payments up to 3,000 reward points per month
- [+]Earn Up To 12X Points on Hotel, Flight and car rental bookings through Travel with Points up to 18,000 reward points per month
- [+]Get Unlimited Domestic and International Lounge Access for cardholders plus 8 international guest visits
- [+]Get Movie Ticket Offers on BookMyShow with a buy one get one offer twice per month and up to 2 free tickets worth ₹750 each per calendar month
LIMITATIONS
- [-]Fuel Spends
- [-]EMI transactions
- [-]Purchases converted to EMI post facto
- [-]Wallet loading transactions
SYSTEM WARNING
Exclusions apply for: Fuel Spends, EMI transactions, Purchases converted to EMI post facto, Wallet loading transactions, Purchase of Jewelry items, Cash advances, Payment o