[← RETURN TO MATRIX]ID: idfc-first-classic-credit-card
INSTITUTION: IDFC FIRST
IDFC First Classic Credit Card
Apply for IDFC FIRST Classic Credit Card and earn 10X reward points on retail spends plus 33% bonus on hotel bookings at just ₹199/year. Best for: value seekers.
ANNUAL FEE
FREE
REWARD RATE
5.0%
cashback
MIN INCOME
₹0.3L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]Earn 10X Reward Points per ₹200 on eligible spends valued at ₹0.25 each, giving an effective reward rate of 1.25% on most retail categories
- [+]Earn 3X reward points per ₹200 on Education, Government & Wallet Loads on rental, property management, government services, education and wallet load transactions
- [+]Earn 3X reward points per ₹200 on Education, Government & Wallet Loads on rental, property management, government services, education and wallet load transactions
- [+]Earn 33% bonus Reward Points on Hotel Bookings via FIRST Rewards Gallery plus 13% bonus on flights, over and above usual card reward points, redeemable for travel
- [+]Earn 33% bonus Reward Points on Hotel Bookings via FIRST Rewards Gallery plus 13% bonus on flights, over and above usual card reward points, redeemable for travel
- [+]Get 100% Cashback up to ₹200 on first 4 UPI Transactions ₹50 cashback each, plus earn up to 3X reward points on UPI spends
LIMITATIONS
- [-]Fuel Spends
- [-]EMI Spends
- [-]ATM Cash Withdrawals
- [-]Rent Payment
SYSTEM WARNING
Exclusions apply for: Fuel Spends, EMI Spends, ATM Cash Withdrawals, Rent Payment, Government-related Transactions, Education Spends, Wallet Loads, Utility Bill Payments, I