[← RETURN TO MATRIX]ID: idfc-wealth-credit-card
INSTITUTION: IDFC FIRST
IDFC Wealth Credit Card
Apply for IDFC FIRST Wealth Credit Card. Earn 10X rewards above ₹20K spends, 4 lounge visits/quarter, 1.5% forex markup & 20% off at 1,500+ restaurants. Best for high spenders.
ANNUAL FEE
FREE
REWARD RATE
5.0%
cashback
MIN INCOME
₹1.0L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]20% Off on Dining at 1,500+ partner restaurants across India through curated dining programs
- [+]Earn 10X Reward Points on incremental spends above ₹20,000 per month and on spends made on your birthday
- [+]Earn 3X Reward Points per ₹150 on eligible spends up to ₹20,000 in a monthly statement cycle.
- [+]Enjoy 4 Complimentary Lounge Access at select Domestic & International airports per calendar quarter
- [+]1.5% Low Forex Markup Fee on international transactions
- [+]1 Reward Point per ₹200 spent on eligible utility bill payments, 1RP=₹0.25
LIMITATIONS
- [-]Fuel Spends
- [-]EMI Spends
- [-]Wallet Loads
- [-]Jewellery Purchases
SYSTEM WARNING
Exclusions apply for: Fuel Spends, EMI Spends, Wallet Loads, Jewellery Purchases, Cash Advances, Payment of outstanding balances, Bank Charges & Fees, Rent Payment, Governm