IDFC First Private Credit Card

Apply for IDFC First Private Credit Card for 10X rewards on spends above ₹30K, unlimited lounges, metal card & concierge. Best for HNI spenders.

ANNUAL FEE

₹50,000

WAIVER: The annual fee is not waived under any spending conditions.

REWARD RATE

5.0%

cashback

MIN INCOME

₹1.5L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Accelerated Rewards with 10X Reward Points on monthly spends, plus extra bonus Reward Points on travel bookings via the bank’s Travel & Shop platform
[+]Unlock Taj Experiences Signature Dining Vouchers and enjoy Club ITC Culinaire Select membership with premium dining privileges at participating ITC hotels
[+]Earn 60 Reward Points per ₹150 on Hotel Bookings via the Travel & Shop section on the IDFC FIRST Bank Mobile App, including 50 bonus points per ₹150 with a monthly bonus cap of 600 points
[+]Earn 30 Reward Points per ₹150 on Flight Bookings via the Travel & Shop section on the IDFC FIRST Bank Mobile App, including 20 bonus points per ₹150 with a monthly bonus cap of 300 points
[+]Earn 60 Reward Points per ₹150 on Hotel Bookings via the Travel & Shop section on the IDFC FIRST Bank Mobile App, including 50 bonus points per ₹150 with a monthly bonus cap of 600 points
[+]Earn 30 Reward Points per ₹150 on Flight Bookings via the Travel & Shop section on the IDFC FIRST Bank Mobile App, including 20 bonus points per ₹150 with a monthly bonus cap of 300 points

LIMITATIONS

[-]Fuel Spends
[-]EMI Spends
[-]ATM Cash Withdrawals
[-]Wallet Transactions

SYSTEM WARNING

Exclusions apply for: Fuel Spends, EMI Spends, ATM Cash Withdrawals, Wallet Transactions, Load Money, Bank Charges & Fees, All Reversals, Gambling Transactions, Toll Paymen

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