HDFC Bank Bharat Credit Card

Apply for HDFC Bank Bharat Credit Card and earn 5% cashback on fuel, groceries, IRCTC tickets, mobile recharges, bill payments. Best for everyday spenders.

ANNUAL FEE

₹500

WAIVER: The annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

₹0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Earn 5% Cashback on spends at PayZapp, EasyEMI and SmartBuy; capped at ₹150 per month
[+]Earn 5% Cashback on IRCTC Ticket Bookings on train ticket bookings made through IRCTC every month; capped at ₹150 per month across combined categories
[+]Earn 5% Cashback on Bill Payments & Mobile Recharge on eligible electricity, water, broadband and mobile recharge transactions; capped at ₹150 per month across combined categories
[+]Get ₹1,000 Cashback on PayZapp app shopping across 200+ partner brands
[+]Earn 5% Cashback on IRCTC Ticket Bookings on train ticket bookings made through IRCTC every month; capped at ₹150 per month across combined categories
[+]Earn 5% Cashback on Bill Payments & Mobile Recharge on eligible electricity, water, broadband and mobile recharge transactions; capped at ₹150 per month across combined categories

LIMITATIONS

[-]Wallet Loads
[-]Rent Payments
[-]Government Payments
[-]Educational Fees

SYSTEM WARNING

Exclusions apply for: Wallet Loads, Rent Payments, Government Payments, Educational Fees,EMI Spends

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