[← RETURN TO MATRIX]ID: kotak-zen-signature-credit-card
INSTITUTION: Kotak
Kotak Zen Signature Credit Card
Apply for Kotak Zen Signature Credit Card for 10 Zen Points per ₹150 on shopping, 8 lounge visits & 15,000 bonus points. Best for shoppers.

ANNUAL FEE
₹1,500
WAIVER: The annual fee is waived if you spend ₹1.5 lakh or more in a year on your card, as per bank policy.
REWARD RATE
5.0%
cashback
MIN INCOME
₹0.3L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]Earn 10 Zen Points for Every ₹150 Spent on shopping categories including capped at 6,500 points per billing cycle
- [+]Get 2 Domestic Lounge Access visits in the next calendar quarter on spending ₹75,000 or more in a quarter
- [+]Earn 10 Zen Points for Every ₹150 Spent on shopping categories including capped at 6,500 points per billing cycle
- [+]Get 3 Complimentary International Lounge Access visits per calendar year for the primary cardholder
- [+]Get 3 Complimentary International Lounge Access visits per calendar year for the primary cardholder
LIMITATIONS
- [-]Rent Payment
- [-]Fuel Spends
- [-]Insurance Payments
- [-]EMI Spends
SYSTEM WARNING
Exclusions apply for: Rent Payment, Fuel Spends, Insurance Payments, EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Education Spends, Government-related Transaction