[← RETURN TO MATRIX]ID: idfc-first-wow-credit-card
INSTITUTION: IDFC FIRST
IDFC First WOW Credit Card
Apply for IDFC First WOW Credit Card for 4X rewards, zero forex, lifetime free & 7.25% p.a. FD interest. Best for first-time credit card users.

ANNUAL FEE
FREE
REWARD RATE
5.0%
miles
MIN INCOME
₹3.0L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]Enjoy zero forex markup fees on international spendswith Reward Points earned
- [+]Earn up to 4X Reward Points on online, offline and international spends earning 4 Reward Points per ₹200 spent (equivalent to 1 RP = ₹0.25)
- [+]Get a lifetime-free card with zero joining fee and zero annual feewith no spend conditions or renewal charges applicable to retain the card
- [+]1 Reward Point Per ₹150 on utility bill payments, ensuring you get rewarded for managing your essential expenses like electricity, gas, and water bills
- [+]Earn up to 4X Reward Points on online, offline and international spends earning 4 Reward Points per ₹200 spent (equivalent to 1 RP = ₹0.25)
LIMITATIONS
- [-]EMI Spends
- [-]ATM Cash Withdrawals
- [-]Jewellery Purchases
- [-]Education Spends
SYSTEM WARNING
Exclusions apply for: EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Education Spends, Government-related Transactions, Wallet Loads, Bank Charges & Fees, All Rever