IDFC FIRST Hello Cashback Credit Card

Apply for IDFC First Hello Cashback Credit Card for 5% cashback on online spends, 3% base rate, FD-backed & no annual fee. Best for first-time users.

ANNUAL FEE

₹1,000

WAIVER: The annual fee is waived if you spend ₹2 lakh or more in a year on your card, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

₹0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Get Up To 5% Cashback on Online Spends with 3% on spends up to ₹10,000 and 5% on incremental spends above ₹10,000, capped at ₹1,000 per statement cycle
[+]Earn 1% Cashback on UPI spends via IDFC FIRST Bank app, capped at ₹1,500 per statement cycle
[+]Get Up To 6% Cashback on Hotel and Flight bookings via IDFC FIRST Bank app with 1% additional bonus cashback over the base online cashback rate
[+]Get Up To 5% Cashback on Online Spends with 3% on spends up to ₹10,000 and 5% on incremental spends above ₹10,000, capped at ₹1,000 per statement cycle
[+]Get Up To 6% Cashback on Hotel and Flight bookings via IDFC FIRST Bank app with 1% additional bonus cashback over the base online cashback rate

SYSTEM WARNING

Exclusions apply for: Fuel, ATM Cash withdrawals, EMI, UPI apps (GPay, PhonePe, Paytm etc.), Balance transfers