Kotak IndianOil Credit Card

Apply for Kotak IndianOil Credit Card. Earn 4% rewards on IndianOil fuel, 2% on dining & groceries, 1% surcharge waiver & fee waiver on ₹50K spends. Best for IndianOil users.

ANNUAL FEE

₹449

WAIVER: The annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

₹1.2L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Get 1,000 Reward Points Worth ₹250 on spending ₹500 within 30 days of card issuance
[+]Earn 2% Back as Reward Points on dining spends at 12 Reward Points per ₹150, capped at 800 Reward Points per statement cycle with 1 Reward Point = ₹0.25
[+]Earn 2% Back as Reward Points on grocery spends at 12 Reward Points per ₹150, capped at 800 Reward Points per statement cycle with 1 Reward Point = ₹0.25
[+]Earn on UPI Spends | as 0.5% Reward Points on UPI credit card transactions 3 RP per ₹150 spent
[+]Earn 4% Back as Reward Points on IndianOil fuel spends at 24 Reward Points per ₹150, capped at 1,200 Reward Points per statement cycle with 1 Reward Point = ₹0.25
[+]Earn 4% Back as Reward Points on IndianOil fuel spends at 24 Reward Points per ₹150, capped at 1,200 Reward Points per statement cycle with 1 Reward Point = ₹0.25

LIMITATIONS

[-]Rent payment
[-]Fuel
[-]Insurance
[-]EMI Transactions

SYSTEM WARNING

Exclusions apply for: Rent payment, Fuel, Insurance, EMI Transactions, Cash Withdrawals, Jewellery, School & Educational Services, Government related transactions, Wallet t

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