HDFC Biz Grow Credit Card

Apply for HDFC Biz Grow Credit Card and earn 10X CashPoints on GST & business spends, get 4 lounge visits/year, and save 40% on business software & tools. Best for SME owners.

ANNUAL FEE

₹500

WAIVER: The annual fee is waived if you spend ₹1,00,000 or more in a year on your card, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

₹0.5L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Earn 2 CashPoints on every ₹150 spent on all eligible business spends, capped at 15,000 CashPoints per statement cycle with 1 CashPoint worth up to ₹0.25
[+]Earn 5% Cashback on SmartBuy purchases on Myntra, MakeMyTrip, Apple Imagine and more, capped at ₹1,000 per month
[+]Get 10% Extra Off on dining bills at 35,000+ restaurants via Swiggy Dineout when paying with the card
[+]Earn 10X Cash Points on hotel and flight bookings subject to minimum ₹10,000 statement cycle spends and a maximum of 1,500 Cash Points per cycle
[+]Get Assured Cashback upto ₹1,800 on SmartPay bill additions in the first year with e-vouchers worth up to ₹800 for adding 2 or more bills
[+]Earn 10X Cash Points on bill payments, IT payments and GST payments subject to minimum ₹10,000 statement cycle spends and a maximum of 1,500 Cash Points per cycle

LIMITATIONS

[-]Rent Payment
[-]Fuel Spends
[-]Insurance Payments
[-]EMI Spends

SYSTEM WARNING

Exclusions apply for: Rent Payment, Fuel Spends, Insurance Payments, EMI Spends, ATM Cash Withdrawals, Jewellery Purchases, Education Spends, Government-related Transaction

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