[← RETURN TO MATRIX]ID: hdfc-biz-first-credit-card
INSTITUTION: HDFC
HDFC Biz First Credit Card
Apply for HDFC Biz First Credit Card and earn 3% CashPoints on EMI, 2% on utilities & PayZapp, and 1% on all other spends including UPI. Best for small business owners.
ANNUAL FEE
₹500
WAIVER: The annual fee is waived if you spend ₹50,000 or more in a year on your card, as per bank policy.
REWARD RATE
5.0%
cashback
MIN INCOME
₹0.4L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]Get 2000 CashPoints on quarterly retail spends of ₹75,000 and above
- [+]Get Up To 20% Savings on restaurant bill payments via Swiggy Dineout using the Swiggy app at 20,000+ restaurants
- [+]Get E-Vouchers Worth ₹800 on adding two or more bills to SmartPay
- [+]Get Up To 5% Cashback on online shopping through SmartBuy
- [+]Get 1% CashPoints on UPI payments made using your Biz First Credit Card
- [+]Get Assured Cashback on Utility Bill Payments through SmartPay with up to ₹1,800 in the first year
LIMITATIONS
- [-]Fuel Spends
- [-]Rent Payments
- [-]Education Transactions
- [-]Wallet/ Gift /Prepaid Card loads & Voucher Purchase Transactions
SYSTEM WARNING
Exclusions apply for: Fuel Spends, Rent Payments, Education Transactions, Wallet/ Gift /Prepaid Card loads & Voucher Purchase Transactions