IDFC FIRST Power Credit Card

Apply for IDFC First Power Credit Card for 6.5% savings at HPCL, 5% on groceries & utilities, 3X on all spends & lounge access. Best for fuel users.

ANNUAL FEE

₹199

WAIVER: The annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

₹0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Get Fuel Welcome Cashback on the first HPCL fuel transaction of ₹250 or more within 30 days of card setup as ₹250 cashback
[+]3.5% Savings on HPCL Fuel Spends get 21 reward points per ₹150 spent on HPCL fuel transactions, capped at 700 reward points per statement cycle
[+]2 Reward Points on All Other Eligible Spends earn 2 reward points per ₹150 spent on all other transactions without any reward capping
[+]Earn 2.5% Back on grocery spends as 15 reward points per ₹150, capped at ₹4,000 per statement cycle with a maximum of 400 reward points
[+]Up to 8.67% Savings on Travel Bookings earn 52 reward points per ₹150 spent on hotels and 32 reward points per ₹150 spent on flights via the Travel & Shop section on the IDFC FIRST Mobile App
[+]Earn 2.5% Back on Utility Bill Payments as 15 reward points per ₹150, capped at ₹4,000 per statement cycle with a maximum of 400 reward points

SYSTEM WARNING

Exclusions apply for: ATM withdrawals, Insurance, EMI, Balance Transfer, Fees & Charges, Reversals/Refunds