[← RETURN TO MATRIX]ID: hsbc-rupay-cashback-credit-card
INSTITUTION: HSBC
HSBC RuPay Cashback Credit Card
Apply for HSBC RuPay Cashback Credit Card and get 10% cashback on dining & groceries, 1% on UPI spends, and 8 lounge visits/year. Best for food & UPI spenders.

ANNUAL FEE
₹499
WAIVER: The annual fee is waived off if you spend more than ₹2,00,000 in a year.
REWARD RATE
5.0%
cashback
MIN INCOME
₹0.3L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]Get ₹500 Cashback and ₹250 Amazon eGift Voucher on Card Activation on spending ₹10,000 within 30 days od successful application
- [+]Get 10% Cashback on Dining Spends up to a total cashback of ₹400 per month across eligible categories
- [+]Get 10% Cashback on grocery spends up to a total cashback of ₹400 per month across eligible categories
- [+]Get Airport Lounge Visits with up to 2 complimentary local visits per quarter and 2 international visits per year
- [+]Get 5% Discount on Paytm Bill Payments of ₹299 or more on eligible transactions, up to ₹150
- [+]Get 10% Cashback on Dining, Food Delivery and Grocery Spending
LIMITATIONS
- [-]Fuel Spends
- [-]Wallet Loads
- [-]Rent Payment
- [-]Business Services
SYSTEM WARNING
Exclusions apply for: Fuel Spends, Wallet Loads, Rent Payment, Business Services, Education Spends, Government-Related Transactions, Insurance Payments, Jewellery Purchases