SBM Kredit.Pe Credit Card

Apply for SBM Kredit.Pe Credit Card and earn 3% cashback on offline spends and 2% on UPI. Lifetime free, FD-backed, and no income proof or credit history required. Best for first-time credit users.

ANNUAL FEE

₹199

WAIVER: This card has no annual fee — it is lifetime free for cardholders with an FD of ₹5,000 or above.

REWARD RATE

5.0%

cashback

MIN INCOME

₹3.0L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Redeem Your Cashback for 5%, 10% or 15% Extra Discount on popular brand vouchers like Amazon Pay, Flipkart, Myntra and more
[+]Get 3% Cashback on every ₹100 spent on online merchant card payments on ecommerce transactions
[+]Use your Cashback to buy Swiggy & Zomato vouchers with 5–15% extra discount
[+]Redeem Your Cashback for 5%, 10% or 15% Extra Discount on popular brand vouchers like Amazon Pay, Flipkart, Myntra and more
[+]Use Your Cashback to Buy Swiggy & Zomato vouchers with 5–15% extra discount
[+]Get 3% Cashback on every ₹100 spent on online merchant card payments on ecommerce transactions

LIMITATIONS

[-]Rent Payment
[-]ATM Cash Withdrawals
[-]Financial Charges
[-]Wallet Loads

SYSTEM WARNING

Exclusions apply for: Rent Payment, ATM Cash Withdrawals, Financial Charges, Wallet Loads, Education Spends, Agriculture, Contracted Services, Transportation, Utility Bill

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