Kotak Mojo Platinum Credit card

Apply for Kotak Mojo Platinum Credit Card and earn 2.5x points on online spends, get 8 domestic lounge visits/year, and enjoy a spend-based fee waiver. Best for online shoppers.

ANNUAL FEE

₹1,000

WAIVER: The annual fee is waived if you spend ₹1 lakh or more in a year on your card, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

₹0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Earn 2.5 Mojo Points per ₹100 on online spends across categories without any cap
[+]Earn 1 Mojo Point for every ₹100 spent on offline transactions
[+]Get 2500 Bonus Points every quarter on spending ₹75,000, valid only in the first year from card issuance
[+]Earn 1 Mojo Points on Utility Bills per ₹100 spent (capped at ₹50,000 per statement cycle).
[+]Get Lounge Access with 8 complimentary airport lounge visits in India every year, limited to 2 per quarter, on spending ₹75,000 or more in the previous calendar quarter
[+]1% Fuel Surcharge Waiver applicable on fuel spends between ₹500 and ₹5,000 (max ₹3,500 per year)

LIMITATIONS

[-]Fuel
[-]Cash Withdrawals
[-]Wallet Load
[-]Rent

SYSTEM WARNING

Exclusions apply for: Fuel, Cash Withdrawals, Wallet Load, Rent, Online Skill-Based Gaming

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