HDFC RuPay Credit Card

Apply for HDFC RuPay Credit Card for 3% CashPoints on groceries & dining, 2% on utilities & UPI-linked payments. Best for UPI spenders.

ANNUAL FEE

₹99

WAIVER: The annual fee is waived if you spend ₹25 thousand or more in a year on your card, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

₹0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]3% Cashpoints on Dining Capped at 500 CashPoints per calendar month minimum transaction of ₹100 required 1 CashPoint = ₹0.25
[+]3% Cashpoints on Grocery Capped at 500 CashPoints per calendar month Minimum transaction of ₹100 required 1 CashPoint = ₹0.25
[+]Earn 3% CashPoints on Groceries, Supermarket, Dining & PayZapp Capped at 500 CashPoints per calendar month. Minimum transaction of ₹100 required 1 CashPoint = ₹0.25
[+]Earn 2% CashPoints on Utility Bill payment, Capped at 500 CashPoints per calendar month Minimum transaction of ₹100 required
[+]Earn 2% CashPoints on Utility Bill payment, Capped at 500 CashPoints per calendar month Minimum transaction of ₹100 required
[+]Enjoy UPI-linked Credit on India's Largest Payment network by linking the virtual credit card to any UPI app and earn CashPoints on every eligible UPI spend

LIMITATIONS

[-]Fuel Spends
[-]EMI Spends
[-]Wallet Loads
[-]Jewellery Purchases

SYSTEM WARNING

Exclusions apply for: Fuel Spends, EMI Spends, Wallet Loads, Jewellery Purchases, Cash Advances, Payment of outstanding balances, Bank Charges & Fees, Rent Payment, Governm

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