HDFC Regalia Gold Credit Card

Apply for HDFC Regalia Gold Credit Card. Earn 5X rewards on Myntra & Nykaa, 12 domestic & 6 international lounge visits & ₹5,000 flight vouchers on milestone spends. Best for frequent travellers.

ANNUAL FEE

₹2,500

WAIVER: The annual fee is waived if you spend ₹4 lakh or more in a year on your card, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

₹1.5L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Get Lounge Access with 12 Domestic& 6 International Airport lounge visits per calendar year using Priority Pass
[+]Earn 5X Rewards on Myntra, Nykaa, Reliance Digital spends above ₹150 with 5,000 bonus points capped per month, plus Nykaa and Myntra SmartBuy spends within 4,000 points per month and 2,000 per day
[+]Earn 10X SmartBuy Points on IGP.com, Jockey and Pharmeasy transactions through SmartBuy, within the Regalia SmartBuy cap of 4,000 reward points per month and 2,000 per day
[+]Earn SmartBuy Travel Rewards on Flights, Hotels, RedBus instant vouchers, Apple Imagine, Zoomcar and MMT Holiday Packages with 5X or 10X reward points through SmartBuy for Regalia cards, redeemable at 1 Reward Point = Rs. 0.50 for up to 70% of flight and hotel booking value
[+]Get Lounge Access with 12 Domestic& 6 International Airport lounge visits per calendar year using Priority Pass
[+]Earn 10X SmartBuy Points on IGP.com, Jockey and Pharmeasy transactions through SmartBuy, within the Regalia SmartBuy cap of 4,000 reward points per month and 2,000 per day

LIMITATIONS

[-]Fuel Transactions
[-]Rent Payments
[-]Wallet Loads
[-]Cash Withdrawals

SYSTEM WARNING

Exclusions apply for: Fuel Transactions, Rent Payments, Wallet Loads, Cash Withdrawals, EMI Transactions, Government and Statutory Payments, Education Payments, Insurance P

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