[← RETURN TO MATRIX]ID: hdfc-freedom-credit-card
INSTITUTION: HDFC
HDFC Freedom Credit Card
Apply for HDFC Freedom Credit Card for 10X CashPoints on Swiggy, BigBasket & Uber, ₹1,000 voucher on ₹90K spend & fee waiver. Best for daily spenders.

ANNUAL FEE
₹500
WAIVER: The annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy.
REWARD RATE
5.0%
cashback
MIN INCOME
₹0.3L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]10X CashPoints on spends at merchants like Big Basket, BookMyShow, OYO, Swiggy, and Uber, capped at 2500 Reward Points per month
- [+]10% Extra Discount on Swiggy Dineout using the coupon code HDFCCARDS, as per offer terms
- [+]10X CashPoints on non-EMI retail spends with Swiggy10 CashPoints per ₹150 spent, capped at 2500 Reward Points per month
- [+]1 Reward Point Per ₹150 Spent on all eligible retail transactions made using the card
- [+]Extra CashPoints on Utility Bills & Recharges when the card is linked to PayZapp for utility bill payments, mobile recharges, and more
- [+]₹1,000 CashPoints on In-App Shopping via PayZapp on shopping across 200+ brands within the PayZapp app
LIMITATIONS
- [-]Fuel Transactions
- [-]Rent Payments
- [-]Wallet Loads
- [-]Cash Withdrawals
SYSTEM WARNING
Exclusions apply for: Fuel Transactions , Rent Payments, Wallet Loads, Cash Withdrawals, EMI Transactions , Government and Statutory Payments, Education Payments, Insuranc