CARDPICK
[← RETURN TO MATRIX]ID: hdfc-freedom-credit-card

INSTITUTION: HDFC

HDFC Freedom Credit Card

Apply for HDFC Freedom Credit Card for 10X CashPoints on Swiggy, BigBasket & Uber, ₹1,000 voucher on ₹90K spend & fee waiver. Best for daily spenders.

HDFC Freedom Credit Card

ANNUAL FEE

₹500

WAIVER: The annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy.

REWARD RATE

5.0%

cashback

MIN INCOME

0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

  • [+]10X CashPoints on spends at merchants like Big Basket, BookMyShow, OYO, Swiggy, and Uber, capped at 2500 Reward Points per month
  • [+]10% Extra Discount on Swiggy Dineout using the coupon code HDFCCARDS, as per offer terms
  • [+]10X CashPoints on non-EMI retail spends with Swiggy10 CashPoints per ₹150 spent, capped at 2500 Reward Points per month
  • [+]1 Reward Point Per ₹150 Spent on all eligible retail transactions made using the card
  • [+]Extra CashPoints on Utility Bills & Recharges when the card is linked to PayZapp for utility bill payments, mobile recharges, and more
  • [+]₹1,000 CashPoints on In-App Shopping via PayZapp on shopping across 200+ brands within the PayZapp app

LIMITATIONS

  • [-]Fuel Transactions
  • [-]Rent Payments
  • [-]Wallet Loads
  • [-]Cash Withdrawals
SYSTEM WARNING

Exclusions apply for: Fuel Transactions , Rent Payments, Wallet Loads, Cash Withdrawals, EMI Transactions , Government and Statutory Payments, Education Payments, Insuranc