[← RETURN TO MATRIX]ID: hdfc-biz-black-metal-edition-credit-card
INSTITUTION: HDFC
HDFC BizBlack Metal Edition Credit Card
Apply for HDFC BizBlack Metal Edition Credit Card and earn 5X points on business spends, unlimited lounge access to 1,000+ airports, and a ₹5,000 Taj welcome voucher.

ANNUAL FEE
₹10,000
WAIVER: The annual fee is waived if you spend ₹7.5 lakh or more in a year on your card, as per bank policy.
REWARD RATE
5.0%
cashback
MIN INCOME
₹2.5L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]Earn 5X Reward Points on bill payments, IT and GST payments, hotel and flight bookings, and business productivity tools on minimum spends of ₹50,000 in a statement cycle
- [+]Earn 5 Reward Points on every ₹150 spent on all eligible spends, with 1 Reward Point worth up to ₹1 on SmartBuy and a cap of 1,50,000 Reward Points per statement cycle
- [+]Get Complimentary Golf Games with 6 games per quarter at top courses worldwide and 24x7 concierge booking assistance
- [+]Enjoy Unlimited Lounge Access for domestic and international airport lounge visits for primary and add-on cardholders, with at least 1 transaction in the previous month
- [+]Get Club Membership of Marriott Annual & Taj Stay voucher worth ₹ 5000 on spends of ₹ 1.5 lakhs within first 90 days
- [+]Enjoy Up to 10% Savings on restaurant bill payments via Swiggy Dineout at 20,000+ restaurants when paying through the Swiggy app
LIMITATIONS
- [-]Rent payment
- [-]Fuel
- [-]Insurance
- [-]EMI Transactions
SYSTEM WARNING
Exclusions apply for: Rent payment, Fuel, Insurance, EMI Transactions, Cash Withdrawals, Jewellery, School & Educational Services, Government related transactions, Wallet t