CARDPICK
[← RETURN TO MATRIX]ID: idfc-first-millennia-credit-card

INSTITUTION: IDFC FIRST

IDFC FIRST Millennia Credit Card

Apply for IDFC FIRST Millennia Credit Card. Get 25% off on movies, ₹500 welcome voucher, 5% cashback on first EMI & 300+ merchant offers. Best for young spenders.

IDFC FIRST Millennia Credit Card

ANNUAL FEE

FREE

REWARD RATE

5.0%

cashback

MIN INCOME

0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

  • [+]Get A ₹500 Voucher from partner brands like Amazon, BigBasket, Uber, and Lifestyle on spending ₹5,000 or more within 30 days of card generation, capped at one voucher worth ₹500 for the primary card only
  • [+]Get 5% Cashback on Converting Eligible credit card transactions to EMI, capped at ₹1,000 on the first EMI conversion done within 30 days of card generation for customers who have never converted a transaction to EMI before
  • [+]25% Off on Movie Tickets via District App once every month, capped at ₹100 per transaction
  • [+]4 Complimentary Railway Lounge Visits per Quarter on spending at least ₹20,000 in the previous month to unlock free visits in the current month
  • [+]Zero Annual & Renewal Fees making the card lifetime free with no renewal charge
  • [+]Complimentary 24×7 Roadside Assistance up to 4 times a year, worth ₹1,399, provided through Global Assure

LIMITATIONS

  • [-]Fuel Spends
  • [-]Rent Payment
  • [-]Wallet Loads
  • [-]Cash Advances
SYSTEM WARNING

Exclusions apply for: Fuel Spends, Rent Payment, Wallet Loads, Cash Advances, EMI Spends, Bank Charges & Fees, All Reversals, Gift Card and Voucher Purchases, Money Transfe