[← RETURN TO MATRIX]ID: idfc-first-millennia-credit-card
INSTITUTION: IDFC FIRST
IDFC FIRST Millennia Credit Card
Apply for IDFC FIRST Millennia Credit Card. Get 25% off on movies, ₹500 welcome voucher, 5% cashback on first EMI & 300+ merchant offers. Best for young spenders.

ANNUAL FEE
FREE
REWARD RATE
5.0%
cashback
MIN INCOME
₹0.3L
APPROVAL PROBABILITY
medium
ADVANTAGES
- [+]Get A ₹500 Voucher from partner brands like Amazon, BigBasket, Uber, and Lifestyle on spending ₹5,000 or more within 30 days of card generation, capped at one voucher worth ₹500 for the primary card only
- [+]Get 5% Cashback on Converting Eligible credit card transactions to EMI, capped at ₹1,000 on the first EMI conversion done within 30 days of card generation for customers who have never converted a transaction to EMI before
- [+]25% Off on Movie Tickets via District App once every month, capped at ₹100 per transaction
- [+]4 Complimentary Railway Lounge Visits per Quarter on spending at least ₹20,000 in the previous month to unlock free visits in the current month
- [+]Zero Annual & Renewal Fees making the card lifetime free with no renewal charge
- [+]Complimentary 24×7 Roadside Assistance up to 4 times a year, worth ₹1,399, provided through Global Assure
LIMITATIONS
- [-]Fuel Spends
- [-]Rent Payment
- [-]Wallet Loads
- [-]Cash Advances
SYSTEM WARNING
Exclusions apply for: Fuel Spends, Rent Payment, Wallet Loads, Cash Advances, EMI Spends, Bank Charges & Fees, All Reversals, Gift Card and Voucher Purchases, Money Transfe