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[← RETURN TO MATRIX]ID: hdfc-phonepe-ultimo-credit-card

INSTITUTION: HDFC

PhonePe HDFC Bank Ultimo Credit Card

Apply for PhonePe HDFC Bank Ultimo Credit Card for 10% rewards on travel & utilities, 5% on Swiggy & Myntra & 8 lounge visits. Best for PhonePe users.

PhonePe HDFC Bank Ultimo Credit Card

ANNUAL FEE

₹999

WAIVER: The annual fee is waived if you spend ₹2 lakh or more in a year on your card, as per bank policy

REWARD RATE

5.0%

points

MIN INCOME

0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

  • [+]Gift Cards on Your First RuPay Credit Card on UPI transaction and next 10 eligible UPI transactions on PhonePe, worth ₹499 plus 10 scratch cards of ₹50 each
  • [+]Earn 10% Reward Points on PhonePe bill payments and recharges up to 1,000 reward points per calendar month
  • [+]Earn 10% Reward Points on PhonePe travel and stays spends including flights, bus, trains and hotels up to 1,000 reward points per calendar month
  • [+]Get 5% Reward Points on spends at Amazon, Flipkart Myntra and Ajio up to 500 reward points per calendar month
  • [+]Get 5% Reward Points on spends at Swiggy and Zomato up to 500 reward points per calendar month
  • [+]Get 5% Reward Points on Uber spends up to 500 reward points per calendar month

LIMITATIONS

  • [-]Fuel
  • [-]Insurance
  • [-]Investment
  • [-]Jewellery
SYSTEM WARNING

Exclusions apply for: Fuel, Insurance, Investment, Jewellery, Cash Advances, Rental Payments, EMI Spends, Wallet Load, Govt. Spends, Education Fees, Gift Card, Credit Card