Kotak Essentia Platinum Credit Card

Apply for Kotak Essentia Platinum Credit Card and earn 10x saving points on grocery spends and 6 free PVR tickets on milestone spend. Best for grocery spenders.

ANNUAL FEE

₹749

WAIVER: The annual fee of ₹749+GST is non-waivable and will be charged every year.

REWARD RATE

5.0%

cashback

MIN INCOME

₹0.3L

APPROVAL PROBABILITY

medium

ADVANTAGES

[+]Earn 10 Saving Points for Every ₹100 spent at Departmental & Grocery Stores, on transactions between ₹1,500 and ₹4,000, with a maximum of 500 Saving Points per month (worth ₹500)
[+]Earn 10 Saving Points for every ₹100 spent at Departmental & Grocery Stores on eligible transactions, with a monthly cap of 500 Saving Points (₹500), subject to transaction value and merchant category conditions
[+]Get Free PVR Tickets or 1,200 Reward Points on spending ₹1,25,000 every 6 months, with a maximum of 12 free tickets per year valid on any day and any show
[+]Earn 1 Saving Point on every ₹250 spent on all other categories, over and above Saving Points earned on departmental and grocery stores

LIMITATIONS

[-]Rent payment
[-]Fuel
[-]Insurance
[-]EMI Transactions

SYSTEM WARNING

Exclusions apply for: Rent payment, Fuel, Insurance, EMI Transactions, Cash Withdrawals, Jewellery, School & Educational Services, Government related transactions, Wallet t

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